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05-25-1989 Special Called MeetingMay 25, 1989 A special called meeting of Mayor and Council was held May 25, 1989 at Smyrna City Hall. The meeting was called to order at 7:30 o'clock p.m. by presiding officer Mayor A. Max Bacon. All council members were present except for Bob Betenbaugh and Bob Davis. Also present was City Attorney Charles E. Camp, City Administrator John Patterson, City Clerk Melinda Dameron and Gordon Mortin with Lex Jolley & Company. Mayor Bacon stated the purpose of the meeting was to adopt the resolution approving the 1989 Series Water and Sewerage Revenue Refunding Bonds totaling $3,510,000. Gordon Mortin stated the purpose of the bond issue was to refund the outstanding amount of $2,900,000 on the 1984 Series Bonds maturing July 1, 1996. Jim Hawkins made a motion the ordinance be approved to provide for the payment of the Series 1984 Water and Sewerage Revenue Bonds in the aggregate principal amount of $2,900,000 through for the issuance of Water and Sewerage Revenue Refunding Bonds, Series 1989 in the amount of $3,510,000. Bill Scoggins seconded the motion which__carried-5-0. With no fu. er usiness, meeting adjourned at 8:00 p.m. A. MAX CON, MAY BOBJ?AVTS, WARD,1 BILL a26CGINS, WW 3�500-_.- JAMES M. HAWKINS, WARD 4 INALL, WARE 5 KATHY BROOKS JORDAN, WARD 6 BOB BETENBAUGH, WARD 7 AN ORDINANCE TO PROVIDE FOR THE ACQUISITION BY REDEMPTION AND PAYMENT OF CERTAIN CITY OF SMYRNA WATER AND SEWERAGE REVENUE BONDS, SERIES 1984 HERETOFORE ISSUED AND NOW OUTSTANDING IN THE AGGREGATE PRINCIPAL AMOUNT OF $2,900,000; TO PROVIDE FOR THE ISSUANCE OF WATER AND SEWERAGE REVENUE REFUNDING BONDS, SERIES 1989, PURSUANT TO AND IN CONFORMITY WITH AN ORDINANCE ADOPTED OCTOBER 4, 1984 AND AN ORDINANCE ADOPTED AUGUST 4, 1986; TO PROVIDE FUNDS TO BE APPLIED TOWARD THE COST OF SUCH OVERALL UNDERTAKING NOW CONTEMPLATED; TO REAFFIRM AND ADOPT ALL APPLICABLE TERMS, PROVISIONS, COVENANTS AND CONDITIONS OF SAID ORDINANCES OF OCTOBER 4, 1984 AND AUGUST 4, 1986; TO PROVIDE FOR THE ADOPTION OF RATES AND THE COLLECTION OF FEES AND CHARGES FOR THE SERVICES, FACILITIES AND COMMODITIES TO BE FURNISHED BY THE WATER AND SEWERAGE SYSTEM OF THE CITY OF SMYRNA; TO PROVIDE FOR THE CREATION AND MAINTENANCE OF CERTAIN FUNDS; TO PROVIDE REMEDIES FOR THE OWNERS OF SAID BONDS; AND FOR OTHER PURPOSES: WHEREAS, under and by virtue of the authority of the "Revenue Bond Law" (Title 36, Chapter 82, Article 3 of the Official Code of Georgia Annotated, as amended) the City of Smyrna, a "governmental body" as defined in said Revenue Bond Law (hereinafter sometimes referred to as "City") is authorized to acquire by redemption, payment or otherwise all or any part of its outstanding water and sewerage revenue obligations, to own and operate a water and sewerage system and to maintain said water and sewerage system, as added to, extended, improved and equipped, for its own use, and for the use of the public and to prescribe and revise rates, and to collect fees and charges for the services, facilities and commodities furnished by said system, as now existent and as same is hereafter added to, extended, improved and equipped, and in anticipation of the collection of revenues from said system to issue revenue bonds to provide the funds to be applied toward the cost of acquiring by redemption such water and sewerage revenue obligations and to pay all expenses necessary to accomplish the foregoing; and WHEREAS, the City of Smyrna has heretofore authorized, pursuant to that certain ordinance adopted October 4, 1984, the issuance of and actually issued and delivered $4,375,000 prin- cipal amount of its Water and Sewerage Revenue Bonds, Series 1984, dated October 1, 1984 (hereinafter sometimes referred to as "Series 1984 Bonds"), in the form of fully registered bonds without coupons, numbered from R-1 upwards, bearing interest from date at the rate per annum set forth below opposite each principal maturity, all interest payable January 1, 1985 and semi-annually thereafter on the 1st days of January and July in each year, and the principal maturing on the 1st day of July, in the years and amounts, as follows: Year Amount Rate Year Amount Rate 1985 $ 90,000 7.00% 1994 $ 180,000 9.20% 1986 $ 95,000 7.25% 1995 $ 195,000 9.40% 1987 $100,000 7.50% 1996 $ 215,000 9.60% 1988 $110,000 7.75% 1997 $ 235,000 9.75% 1989 $120,000 8.00% 1998 $ 255,000 9.90% 1990 $130,000 8.25% 1999 $ 285,000 10.00% 1991 $140,000 8.50% 2000 $ 310,000 10.10% 1992 $150,000 8.75% 2004 $1,600,000 10.375% 1993 $165,000 9.00% of which said Series 1984 Bonds there is now outstanding $3,980,000 principal amount thereof, being bonds maturing in the years 1989 to 2000, inclusive and in the year 2004; and WHEREAS, said Series 1984 Bonds have as security for the payment thereof and the interest thereon a first or prior lien on the net revenues of the water and sewerage system, remaining after the payment of the reasonable and necessary costs of operating and maintaining said system and provision was made in the ordinance of October 4, 1984 whereby, from time to time upon meeting certain terms and conditions, additional bonds could be issued ranking as to lien on the revenues of the water and sewerage system pari passu with said Series 1984 Bonds; and WHEREAS, as additional security for the payment of the Series 1984 Bonds, the City has obtained a Municipal Bond Guaranty Insurance Policy from the Municipal Bond Insurance Association (hereinafter sometimes referred to as "MBIA"); and WHEREAS, the City met the terms and conditions of said ordinance of October 4, 1984 and, pursuant to an ordinance adopted August 4, 1986, has authorized the issuance of, and actually issued and delivered $1,500,000 principal amount of its Water and Sewerage Revenue Bonds, Series 1986 (hereinafter sometimes referred to as "Series 1986 Bonds"), dated July 1, 1986, bearing interest from date at the rate per annum set forth below opposite each principal maturity, all interest payable semi-annually on the 1st days of January and July in each year, and the principal maturing on the lst day of July, in the years and amounts, as follows: Year Amount Rate Year Amount Rate 1988 $50,000 5.00% 1996 $ 80,000 7.00% 1989 $55,000 5.40% 1997 $ 90,000 7.10% 1990 $55,000 5.70% 1998 $ 95,000 7.20% 1991 $60,000 6.00% 1999 $100,000 7.30% 1992 $65,000 6.25% 2000 $110,000 7.40% 1993 $65,000 6.50% 2001 $115,000 7.40% 1994 $70,000 6.70% 2004 $410,000 7.50% 1995 $80,000 6.90% -2- of which said Series 1986 bonds there is now outstanding $1,450,000 principal amount thereof, being bonds maturing in the years 1989 to 2001, inclusive, and in the year 2004, and said Series 1986 Bonds rank on a parity as to lien on the net revenues of said system with the lien securing the payment of said Series 1984 Bonds; and WHEREAS, the City has obtained a Municipal Bond Guaranty Insurance Policy from the Municipal Bond Insurance Association as additional security for the payment of said Series 1986 Bonds; and WHEREAS, the investment banking firm of Lex Jolley & Co., Inc., Atlanta, Georgia (hereinafter sometimes referred to as "investment banking firm") has recommended to the City that, due to present market conditions and in order to achieve certain debt service savings, the City should advance refund that portion of said Series 1984 Bonds maturing on and after July 1, 1996 and now outstanding in the principal amount of $2,900,000 (hereinafter sometimes referred to as "Refunded Bonds") on the earliest practicable call date, and the Mayor and Council of the City of Smyrna, after an independent investigation and study, has determined that the refunding of said Refunded Bonds as aforesaid is in the best interest of the City and its residents; and WHEREAS, it has been determined that the refunding of the Refunded Bonds now outstanding should be accomplished by making due and legal provision for the redemption on July 1, 1995 of the $2,900,000 aggregate principal amount of said Series 1984 Bonds maturing on and after July 1, 1996 and to pay all expenses necessary to effect the refunding of all of said Refunded Bonds; and WHEREAS, there are now..and will be on hand in the special fund created in said ordinance of October 4, 1984 and designated as "City of Smyrna Water and Sewerage System Sinking Fund" (hereinafter sometimes referred to as "Sinking Fund") and credited to the special account maintained therein and designated as "Debt Service Account" the sum of $147,303.75, which sum shall be withdrawn, simultaneously with the issuance and delivery of the bonds hereinafter authorized to be issued, and such moneys used and applied toward the cost of refunding said Refunded Bonds; and WHEREAS, it was provided in Section 8 of Article V of said ordinance of October 4, 1984, as ratified, reaffirmed, broadened and extended in Section 16 of said ordinance of August 4, 1986, that additional revenue bonds or obligations could be issued, from time to time, ranking as to lien on the revenues of the system pari passu with said Series 1984 Bonds and Series 1986 Bonds, upon meeting certain terms and conditions, which are, in part, as follows: -3- "(a) The payments covenanted to be made into the "City of Smyrna Water and Sewerage System Fund" created in Paragraph 2 of Section 2 of Article IV of said ordinance of October 4, 1984, as the same has been enlarged and extended by Section 13 of this ordinance, as the same may have been enlarged and extended in any proceedings authorizing the issuance of any additional parity bonds, must be currently being made in full amount as required and said "Debt Service Account" and "Debt Service Reserve Account" held within said Sinking Fund must be at their proper respective balances. (b) The net earnings of the system for a period of twelve (12) consecutive months out of the eighteen (18) consecutive months preceding the month of adoption of the proceedings authorizing the issuance of such additional bonds must have been equal to at least one and twenty -hundredths (1.20) times the maximum debt service requirement for any succeeding sinking fund year on the Series 1984 Bonds, the Series 1986 Bonds and any other issue.or issues of parity bonds therewith then outstanding and on the bonds proposed to be issued, or in lieu of the foregoing formula, if a new schedule of rates and charges for the services, facilities and commodities furnished by the system shall have been adopted and an independent and recognized firm of Certified Public Accountants shall certify that had this new rate schedule been in effect during the period described above the net earnings of the system would have been equal to at least one and twenty - hundredths (1.20) times the maximum debt service requirement for any succeeding sinking fund year on the Series 1984 Bonds, the Series 1986 Bonds and any parity bonds therewith then outstanding and on the bonds proposed to be issued. Net earnings for the purpose of this provision shall be construed to be the gross earnings of the system remaining after the payment of the sums required or permitted to be paid to operate and maintain said system pursuant to the provisions of Paragraph 1 of Section 2 of Article IV of said ordinance of October 4, 1984, but before provision for depreciation. (c) An independent and recognized firm of Certified Public Accountants shall certify in triplicate to the governing body of the City that the requirements of Paragraph (a) above are being complied with and that the requirements of Paragraph (b) above have been met. A copy of the certificate of the Certified Public Accountants shall be furnished to the designated representative of the original purchasers of the Series 1984 Bonds and the Series 1986 Bonds."; and WHEREAS, as required by said ordinances of October 4, 1984 and August 4, 1986, a recognized firm of Certified Public Accountants has certified to the governing body of the City that it has complied and is complying with the requirements of Paragraph (a) and has met the requirements of Paragraph (b) as QC 1 J set forth above and a copy of said certificate has been furnished to the designated representative of the original purchasers of said Series 1984 Bonds and Series 1986 Bonds; and WHEREAS, the City has made an application for the issuance of a municipal bond insurance policy with respect to the Series 1989 Bonds hereinafter authorized to be issued and provision should be made to print a statement of insurance, if a policy is so issued, on the back of the Series 1989 Bonds; and WHEREAS, the City has received and accepted the offer of Lex Jolley & Co., Inc., Atlanta, Georgia, to purchase the $3,510,000 principal amount of Series 1989 Bonds hereinafter authorized to be issued at a price of $3,467,880, plus accrued interest to date of delivery, and the sale of said Series 1989 Bonds at that price will provide the City with moneys sufficient to finance the cost of the overall undertaking now contemplated; and WHEREAS, from the proceeds derived from the sale of the Series 1989 Bonds hereinafter authorized to be issued and funds to be provided by the City a sufficient sum will be deposited, simultaneously with the issuance and delivery of said bonds, with the Trust Company Bank, Atlanta, Georgia, the Paying Agent Bank for said Series 1984 Bonds, and will be used to pay the cost of acquiring certain direct obligations of the United State of America (hereinafter referred to as "direct obligations") and to provide an initial cash balance, which direct obligations and said cash will be deposited in trust with said Bank, as, Escrow Agent under an Escrow Deposit Agreement to be entered into by and between the Bank and the City of Smyrna, and the initial cash balance and the principal of and the income derived from said direct obligations, will provide funds in the amounts required to refund all of said Refunded Bonds as aforesaid and will be used for that purpose, all as hereinafter provided; and WHEREAS, upon provision having been duly and legally made for the acquisition of said Refunded Bonds by redemption and payment, the $1,080,000 aggregate principal amount of Series 1984 Bonds then outstanding and maturing on and prior to July 1, 1995 (hereinafter sometimes referred to as "Outstanding Series 1984 Bonds") and the $1,450,000 aggregate principal amount of Series 1986 Bonds then outstanding will be the only presently outstanding revenue bonds of the City having as security for the payment thereof and interest thereon a lien against the net revenues of the City's water and sewerage system and the City has been and is now complying and will continue to comply in all respects with the applicable terms, covenants and provisions of said ordinances of October 4, 1984 and August 4, 1986; and -5- WHEREAS, prior to the actual issuance and delivery of the Series 1989 Bonds hereinafter authorized to be issued, the City of Smyrna will enter into a contract with Bank South, N.A., Atlanta, Georgia pursuant to which the Bank will agree to act as Paying Agent Bank and as Bond Registrar for the bonds hereinafter authorized to be issued and to perform various functions with respect to the bonds, including, but not limited to, the authentication of the bonds of this issue by the manual signature of a duly authorized officer of the Bank, as Bond Registrar, the registration, transfer, exchange and related mechanical and clerical functions, as well as the preparation, signing and issuance of checks and drafts in payment of the principal of and interest on the Series 1989 Bonds as same become due and payable; and WHEREAS, the City of Smyrna has entered into a contract, dated April 2, 1952, with the Cobb County -Marietta Water Authority (hereinafter referred to as "Authority") and said contract was subsequently amended on February 23, 1957, pursuant to which the Authority has agreed to sell and deliver potable water to the City and the City has agreed to purchase such potable water for the price and under the terms and conditions set forth in said contract, as amended, and the cost of the water so purchased by the City of Smyrna constitutes an operating charge ranking equally with the other costs of operating and maintaining the City's water and sewerage system, a duplicate original of said contract, dated April 2, 1952, and a duplicate original of said amendment, dated February 23, 1957, being on file and of record in the permanent records of the Mayor and Council of the City of Smyrna kept in the office of the Clerk of said City and said contract and amendment thereto, are incorporated herein and made a part hereof; and WHEREAS, the City of Smyrna has entered into an Agreement, dated April 13, 1971, with Cobb County (hereinafter referred to as "County") pursuant to which the County has agreed to provide sewage treatment and disposal services for the City's wastewater in accordance with and under the terms and conditions provided therein, and the cost of such sewage services constitutes an operating charge ranking equally with the other costs of operating and maintaining the City's water and sewerage system, a duplicate original of said Agreement, dated April 13, 1971, being on file and of record in the permanent records of the Mayor and Council of the City of Smyrna kept in the office of the Clerk of said City and said Agreement, by this reference thereto, is incorporated herein and made a part hereof. NOW, THEREFORE, be it ordained by the Mayor and Council of the City of Smyrna, and it is hereby ordained by authority of the same, that the $2,900,000 principal amount of City of Smyrna Water and Sewerage Revenue Bonds, Series 1984, maturing in the years 1996 to 2000, inclusive, and in the year 2004, be and the same are hereby called for redemption on July 1, 1995, and the owners of said Series 1984 Bonds should present same for payment on July 1, 1995, and receive the principal amount thereof, the two per centum (2%) call premium and all interest then due thereon to July 1, 1995. BE IT FURTHER ORDAINED by the authority aforesaid and it is hereby ordained by authority of the same, that notice of call for redemption pertaining to the $2,900,000 principal amount of said Series 1984 Bonds signed by the Mayor and attested by the Clerk of the City of Smyrna shall be given to Trust Company Bank, Atlanta, Georgia, and a copy of said notice shall be mailed, postage prepaid, at least thirty (30) days prior to the July 1, 1995 redemption date, to all registered owners of said Series 1984 Bonds to be redeemed whose addresses shall appear upon the books of registration provided therefor, which notice shall be in substantially the following form: -7- NOTICE OF CALL FOR REDEMPTION CITY OF SMYRNA, (GEORGIA) WATER AND SEWERAGE REVENUE BONDS, SERIES 1984 NOTICE IS HEREBY given to the, owners of the following described -Water and Sewerage Revenue Bonds of the City of Smyrna, Georgia, that'said bonds have been called for redemption on July 1, 1995, said bonds being in the aggregate principal amount of $2,900,000 known as "City of Smyrna Water and Sewerage Revenue Bonds, Series 1984", dated October 1, 1984, bearing interest from date at the rate per annum set forth below opposite each principal maturity, all interest payable January 1, 1985 and semi-annually thereafter on the 1st days of January and July in each year, and the principal maturing on the lst day of July, in the years and amounts, as follows: Year Amount Rate Year Amount Rate 1996 $215,000 9.60% 1999 $ 285,000 10.00% 1997 $235,000 9.75% 2000 $ 310,000 10.10% 1998 $255,000 9.90% 2004 $1,600,000 10.375% Funds for the redemption and payment of said bonds and the interest then due thereon to July 1, 1995 and the required 2% premium will be available at Trust Company Bank, Atlanta, Georgia, on July 1, 1995, and said above described bonds should be presented to said bank for redemption and payment on said date. Interest on the above described bonds designated for redemption shall cease to accrue after the redemption date. This notice is given under and pursuant to an ordinance of the Mayor and Council of the City of Smyrna adopted on the day of May, 1989. Attest: Clerk (S E A L) Mayor, City of Smyrna, Georgia :F:]= BE IT FURTHER ORDAINED by the authority aforesaid and it is hereby ordained by authority of the same, that the City of Smyrna enter into that certain Escrow Deposit Agreement (hereinafter referred to as "Escrow Deposit Agreement") with Trust Company Bank, Atlanta, Georgia, the Paying Agent Bank for said Refunded Bonds, as Escrow Agent, on the date of the issuance and delivery of the Series 1989 Bonds herein authorized to be issued, and said Escrow Deposit Agreement be and the same is hereby approved and the Mayor be and is hereby authorized and directed to execute said Escrow Deposit Agreement for and on behalf of the City and the Clerk of the City be and is hereby authorized and directed to attest same and impress thereon the official seal of the City of Smyrna and that said Escrow Deposit Agreement shall be in substantially the form which is on file and of record in the Minute Book of the Mayor and Council of the City of Smyrna and by this reference thereto said Escrow Deposit Agreement is incorporated herein and made a part hereof, subject to such changes, insertions and omissions as may be required to effect the refunding of said Refunded Bonds as aforesaid and as same may be approved by the Mayor and the execution of said Escrow Deposit Agreement by the officers of the City as herein authorized shall be conclusive evidence of any such approval. BE IT FURTHER ORDAINED by the authority aforesaid and it is hereby ordained by authority of the same, that simultaneously with the issuance and delivery of the Series 1989 Bonds herein authorized to be issued, the sum of $147,303.75 then on hand in the special account designated as "Debt Service Account" and held within the "City of Smyrna Water and Sewerage System Sinking Fund" shall be withdrawn therefrom and deposited in trust with Trust Company Bank, as Escrow Agent under said Escrow Deposit Agreement, as an initial cash balance and the cash so deposited with the Escrow Agent shall be subject to a lien and charge in favor of the owners of said Refunded Bonds and shall be held for the security of such owners until disbursed as hereinafter and in said Escrow Deposit Agreement provided. BE IT FURTHER ORDAINED by the authority aforesaid and it is hereby ordained by authority of same, that simultaneously with the -issuance and delivery of the Series 1989 Bonds herein authorized to be issued, the sum of $3,381,869.96 or such other amount as may be necessary, derived from the sale of said Series 1989 Bonds, shall be deposited with Trust Company Bank, as Escrow Agent under said Escrow Deposit Agreement, and immediately used to pay the cost of acquiring certain direct obligations of the United States of America which shall be deposited in trust with said Bank as Escrow Agent under said Escrow Deposit Agreement and to pay certain expenses incident to the refunding of said Refunded Bonds. The direct obligations so deposited with said Escrow Agent and the income derived from said direct obligations shall be subject to a lien -9- and charge in favor of the owners of said Refunded Bonds and shall be held for the security of such owners until disbursed as•hereinafter and in said Escrow Deposit Agreement provided. BE IT FURTHER ORDAINED by the authority aforesaid and it is hereby ordained by authority of same, that the initial cash balance and the principal of and income derived from all of said direct obligations so deposited in trust with the Escrow Agent as received have been calculated as being sufficient and shall be used to refund all of the City's outstanding Refunded Bonds by making the following payments, on the dates and in the amounts, as follows: Date Principal Interest Premium Total 7/1/89 -0- $147,303.75 -0- $ 147,303.75 1/1/90 -0- $147,303.75 -0- $ 147,303.75 7/l/90 -0- $147,303.75 -0- $ 147,303.75 1/1/91 -0- $147,303.75 -0- $ 147,303.75 7/1/91 -0- $147,303.75 -0- $ 147,303.75 l/l/92 -0- $147,303.75 -0- $ 147,303.75 7/l/92 -0- $147,303.75 -0- $ 147,303.75 l/l/93 -0- $147,303.75 -0- $ 147,303.75 7/l/93 -0- $147,303.75 -0- $ 147,303.75 1/1/94 -0- $147,303.75 -0- $ 147,303.75 7/l/94 -0- $147,303.75 -0- $ 147,303.75 1/l/95 -0- $147,303.75 -0- $ 147,303.75 7/l/95 $2,900,000 $147,303.75 $58,000 $3,105,303.75 BE IT FURTHER ORDAINED by the authority aforesaid and it is hereby ordained by authority of same, as follows: Section 1. That all of the applicable provisions, covenants and conditions contained in Section 8 of Article IV of said ordinance of October 4, 1984, as ratified, reaffirmed, broadened and extended in Section 16 of said ordinance of August 4, 1986, having been met and complied with, there be and there is hereby authorized to be issued pursuant to said ordinances, the Revenue Bond Law and the Charter of the City, $3,510,000 principal amount of water and sewerage revenue bonds for the purpose of providing funds to be applied toward the cost of refunding by redemption and payment the City of Smyrna Water and Sewerage Revenue Bonds, Series 1984, maturing on and after July 1, 1996, and now outstanding in the aggregate principal amount of $2,900,000, and to pay all expenses necessary to accomplish the foregoing, and said bonds shall be designated as "City of Smyrna Water and Sewerage Revenue Refunding Bonds, Series 1989" (hereinafter sometimes referred to as "Series 1989 Bonds"), shall be dated June 1, 1989, shall be in fully registered form without coupons, shall be in the denomination of $5,000 or any integral multiple thereof, shall be numbered R-1 upward, shall be transferable to subsequent owners as hereinafter provided, shall bear interest from date at the rate per annum set forth opposite each principal -10- maturity, all interest shall be payable January 1, 1990 and semi-annually thereafter on the 1st days of January and July in each year, and the principal shall mature on the 1st day of July, in the years and amounts, as follows: Year Amount Rate Year Amount Rate 1995 $280,000 6.60% 2000 $350,000 6.90% 1996 $275,000 6.70% 2001 $380,000 6.95% 1997 $290,000 6.75% 2002 $405,000 7.00% 1998 $305,000 6.80% 2003 $430,000 7.00% 1999 $335,000 6.85% 2004 $460,000 7.00% The principal amount of said Series 1989 Bonds shall be payable at maturity, unless redeemed prior thereto as hereinafter pro- vided, upon presentation and surrender thereof at the principal corporate trust office of Bank South, N.A., Atlanta, Georgia, Paying Agent and Bond Registrar, and payments of interest on the bonds shall be made by check,or draft payable to the registered owner as shown on the bond registration book of the City of Smyrna -kept by the Bond Registrar at the close of business on the fifteenth day of the calendar month next preceding the January 1 and July 1 interest payment dates and such payments'shall be mailed to the registered owner at the address shown on said bond registration book. Both the principal of and interest on the bonds of this issue shall be payable in lawful money of the United States of America. Section 2. The bonds of this issue shall be executed on behalf of the City of Smyrna by use of the facsimile signature of the Mayor and attested by the facsimile signature of the Clerk of the City of Smyrna and a facsimile of the official seal of the City shall be imprinted thereon and the bonds shall be authenticated by the manual signature of a duly authorized signatory of Bank South, N.A., Atlanta, Georgia, as Bond Registrar. Said Clerk is hereby authorized to certify by the use of said Clerk's facsimile signature as to the authenticity of a true and correct copy of the text of the legal opinion to be rendered by Sutherland, Asbill•& Brennan, Bond Counsel, which opinion will be printed on the bonds of this issue. The validation certificate to be printed on the bonds of this issue shall be executed by use of the facsimile signature of the Clerk of the Superior Court of Cobb County and a facsimile of the official seal of said court shall be imprinted thereon. There shall be printed on the back of the Series 1989 Bonds a Statement of Insurance prepared by the issuer of such policy. In case any officer whose signature shall appear on the bonds shall cease to be such officer before delivery of such bonds, such signature shall nevertheless be valid and sufficient for all purposes the same as if such officer had remained in office until such delivery. The Series 1989 Bonds, the certificate of authentication and registration, form of assignment and the certificate of validation to be endorsed upon the bonds, shall -11- be in substantially the following forms, with such variations, omissions and insertions as may,be'required or permitted by this ordinance, to -wit: -12- No. R- UNITED STATES OF AMERICA STATE OF GEORGIA CITY OF SMYRNA WATER AND SEWERAGE REVENUE REFUNDING BOND SERIES 1989 MATURITY DATE: INTEREST RATE: BOND DATE: CUSIP: June 1, 1989 FOR VALUE RECEIVED, the City of Smyrna, a municipal corporation of the County of Cobb, State of Georgia, hereby promises to pay solely from the special fund provided therefore, as hereinafter set forth, to , or registered assigns, the principal sum of DOLLARS in lawful money of the United States of America, on the date specified above, unless redeemed prior thereto as hereinafter provided, upon presentation and surrender hereof at the principal corporate trust office of Bank South, N.A., Atlanta, Georgia, Paying Agent and Bond Registrar, and to pay to the registered owner hereof solely from the special fund interest on said principal amount from the date hereof or from the most recent interest payment date to which interest has been paid, at the rate per annum specified above, on January 1, 1990 and semi-annually thereafter on the 1st days of January and July in each year (each an "Interest Payment Date"), until payment of the principal amount hereof. Payments of interest on this bond shall be made by check or draft payable to the registered owner as shown on the bond registration book of the City of Smyrna kept by the Bond Registrar at the close of business on the fifteenth day of the calendar month next preceding each Interest Payment Date and such interest payments shall be mailed to the registered owner at the address shown on the bond registration book. This bond is one of a duly authorized issue in the aggregate principal amount of $3,510,000 (hereinafter sometimes referred to as "Series 1989 Bonds") issued for the purpose of providing funds to be applied toward the cost of refunding by redemption and payment the City of Smyrna Water and Sewerage Revenue Bonds, Series 1984, maturing on and after July 1, 1996, and now outstanding in the aggregate principal amount of $2,900,000, and to pay all expenses necessary to accomplish the -13- foregoing, and is issued under authority of the Revenue Bond Law (Title 36, Chapter 82, Article 3 of the Official Code of Georgia Annotated, as amended) and the Charter of the City of Smyrna, and was duly authorized by ordinances of the Mayor and Council of the City of Smyrna adopted on the 4th day of October, 1984, on the 4th day of August, 1986 and on the day of May, 1989 (same being hereinafter sometimes referred to as "said ordinances"). The bonds of this issue rank on a parity as to lien on the net revenues of the City's water and sewerage system with the City's Water and Sewerage Revenue Bonds, Series 1984, heretofore issued and delivered pursuant to the ordinance of October 4, 1984 and now outstanding in the principal amount of $1,080,000 (the "Outstanding Series 1984 Bonds") and the City's Water and Sewerage Revenue Bonds, Series 1986, heretofore issued and delivered pursuant to the ordinance of August 4, 1986 and now outstanding in,the principal amount of $1,450,000 (the "Outstanding Series 1986 Bonds") and shall be secured by the same lien on the net revenues of said system. In addition to said Outstanding Series 1984 Bonds, said Outstanding Series 1986 Bonds and the Series 1989 Bonds (hereinafter sometimes referred to collectively as "Revenue Bonds"), the City may issue, under certain terms and conditions as provided in said ordinances, additional revenue bonds or obligations which, if issued, will rank on a parity as to lien on the net revenues of the City's water and sewerage system with said Revenue Bonds. Reference to said ordinances is hereby made for a complete description of the fund charged with, and pledged to, the payment of the principal of and the interest on the Series 1989 Bonds or any other issue, the nature and extent of the security, the rights, duties and obligations of the City, the rights of the owners of the Series 1989 Bonds and the terms and conditions under which additional parity bonds may be issued to all the provisions of which the owner hereof, by the acceptance of this bond, assents. The terms and provisions of this bond and definitions of certain terms used herein are continued on the reverse side hereof and all such continued terms and provisions and definitions shall for all purposes have the same effect as though fully set forth at this place. This bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under said ordinances until this bond shall have been authenticated and registered upon the bond registration book kept by the Bond Registrar for that purpose, which authentication and registration shall be evidenced by the execution by the manual signature of a duly authorized signatory of the Bond Registrar of the certificate hereon. -14- IN WITNESS WHEREOF, the City of Smyrna, Georgia, has caused this bond to be executed by use of the facsimile signature of its Mayor and a facsimile of its official seal to be imprinted hereon and attested by the use of the facsimile signature of its Clerk, as of the 1st day of June, 1989. CITY OF SMYRNA Attest: By: Mayor Clerk (S E A L) Date of Authentication and Registration: CERTIFICATE OF AUTHENTICATION AND REGISTRATION This bond is one of th'e Series 1989 Bonds described in the ordinance of May 1989. Bank South, N.A., as Bond Registrar By: Authorized Signatory -15- VALIDATION CERTIFICATE STATE OF GEORGIA ) COUNTY OF COBB ) The undersigned Clerk of the Superior Court of Cobb County, State of Georgia, DOES HEREBY CERTIFY that this bond was validated and confirmed by judgment of the Superior Court of Cobb County, Georgia, on the day of June, 1989, and that no intervention or objection was filed in the proceedings validating same and that no appeal from said judgment of validation has been taken. WITNESS my facsimile signature and seal of the Superior Court of Cobb County, Georgia. (S E A L) Clerk, Superior Court, Cobb County, Georgia -16- [THE FOLLOWING SHALL BE PRINTED ON THE BACK OF THE SERIES 1989 BONDS] This bond is transferable only upon the bond registration book kept for that purpose at the principal corporate trust office of the Bond Registrar by the registered owner hereof in person, or by attorney duly authorized in writing, upon the surrender and presentation to the Bond Registrar of this bond duly endorsed for transfer or accompanied by an assignment duly executed by the registered owner or attorney duly authorized in writing, and thereupon a new registered bond, in the same aggregate principal amount and of the same maturity shall be issued to the transferee in exchange therefor. The Series 1989 Bonds are issuable in the form of registered bonds in the denomination of $5,000 or any integral multiple thereof and are exchangeable at the principal corporate trust office of the Bond Registrar in the manner, subject to the conditions and upon payment of charges, if any, provided in the ordinance of May , 1989. Said ordinances provide, among other things, for prescribing and revising rates and collecting fees and charges for the services, facilities and commodities furnished by the water and sewerage system, as now existent and as hereafter added to, extended, improved and equipped, to the extent necessary to produce revenues sufficient to pay the reasonable and necessary costs of operating and maintaining said system, including the payment of any contractual obligations incurred pertaining thereto, and to pay into a special fund designated "City of Smyrna Water and Sewerage System Sinking Fund" the amounts required to pay the principal of and the interest on said Revenue Bonds and any other bonds hereafter issued on a parity therewith as the same become due and payable, either at maturity or by proceedings for mandatory redemption, and to create and maintain a reserve therein for that purpose, as well as t`o°create and maintain a reserve for extensions and improvements to the system. This bond shall not be deemed to constitute a debt of the City of Smyrna nor a pledge of the faith and credit of .said City, nor shall the City be subject to any pecuniary liability hereon. This bond shall not be payable from, nor a charge upon, any funds other than the revenues pledged to the payment hereof, and is'payable solely from the special fund provided therefor from the revenues of said system, including all future additions thereto and any other moneys deposited therein. No owner of this bond shall ever have the right to compel the exercise of the taxing power of the City to pay the same, or the interest hereon, or to enforce payment hereof against any -17- other property of the City, nor shall this bond constitute a charge, lien or encumbrance, legal or equitable, upon any other property of the City other than the revenues pledged to the payment hereof. The Series 1989 Bonds may be redeemed prior to their respective maturities at the option of the City, either in whole or in part, on any interest payment date in any year, not earlier than July 1, 1999 from any moneys available for such purpose as provided in the ordinance of May , 1989 by payment of the principal amount thereof and accrued interest thereon to the date of redemption, together with a premium of 2% of such principal amount if redeemed on or prior to January 1, 2000; 1% of such principal amount if redeemed thereafter and on or prior to January 1, 2001 and at par without a premium if redeemed thereafter and before maturity. If the bonds are called in part, then any bonds so called for redemption shall be called in the inverse order of their maturities and if less than a full maturity by lot in such manner'as may be designated by the Bond Registrar. In addition, the Series 1989 Bonds maturing July 1, 1995 are subject to mandatory redemption prior to maturity in accordance with the provisions of the ordinance of May , 1989, in part, by lot in such manner as may be designated by .the Bond Registrar at par plus accrued interest to the redemption date, in the following principal amounts on July 1, in the years, as follows: Year Amount Year Amount 1990 $40,000 1993 $50,000 1991 $40,000 1994 $50,000 1992 $45,000 Notice designating the Series 1989 Bonds (or the portion of the principal amount of the bonds in multiples of $5,000) to be acquired by redemption, as aforesaid, shall be mailed, postage prepaid, to all registered owners of bonds to be redeemed in whole or in part at the addresses which appear in the bond registration book at least thirty (30) days prior to the redemption date, but failure so to mail any such notice shall not affect the validity of the proceedings for such redemption or cause the interest to accrue on the principal amount of the Series 1989 Bonds so designated for redemption after the redemption date. To the extent and in the manner permitted by said ordinances, modifications, alterations, amendments, additions and recisions of the provisions of said ordinances, or of any ordinance supplemental thereto or of the Revenue Bonds, may be made by the City with the consent of the owners of at least sixty-five.per centum (65%) in aggregate principal amount of -18- the Revenue Bonds then outstanding, including any parity obligations therewith then outstanding, and without the necessity for notation hereon of reference thereto. This bond is issued with the intent that the laws of the State of Georgia shall govern its construction. In case of default, the owner of this bond shall be entitled to the remedies provided in said ordinances authorizing its issuance and in said Revenue Bond Law and any amendments thereto. It is hereby recited and certified that all acts, condi- tions and things required to be done precedent to and in the issuance of this Water and Sewerage Revenue Bond have been done, have happened and have been performed in due and legal form as required by law, and that provision has been made for the allocation from the anticipated revenues of the water and sewerage system, as now existent and as hereafter added to, extended, improved and equipped, of amounts sufficient to pay the principal of and the interest on all of said Revenue Bonds as same mature, or are acquired by mandatory redemption, and to create and maintain a reserve for that purpose, and that said revenues are irrevocably allocated and pledged to the payment of said Revenue Bonds and the interest thereon. -19- ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sells, assigns and transfers unto [please print or typewrite name and address [Please insert Social Security on Tax Identification Number] the within bond and all including postal zip code of assignee] rights thereunder, hereby constituting and appointing la'ttorney to transfer this bond on the bond registration book (kept for such purpose by the Bond Registrar,.with full power of substitution in the premises. DATED Signature Guaranteed: Notice: The signature to this assignment must correspond with the name as it appears upon the face of the within bond in every particular, without alteration or enlargement or any change whatever. ********** F STATEMENT OF INSURANCE -20- Section 3. Only those Series 1989 Bonds which shall have endorsed thereon a certificate of authentication and registration substantially in the form hereinbefore set forth, duly executed by the manual signature of an authorized signatory of Bank South, N.A. as Bond Registrar, shall be entitled to any benefit or security under this ordinance and such certificate upon any of said bonds when duly executed shall be conclusive evidence that such bond has been duly authenticated, registered and delivered. It shall not be necessary that the same signatory of the Bond Registrar sign the certificate of authentication and registration on all of the Series 1989 Bonds that may be issued hereunder at any one time. The person in whose name any bond shall be registered shall be deemed and regarded as the absolute owner thereof for all purposes and the payment of the principal amount, interest and premium, if any, shall be made only to or upon the order of the registered owner thereof. All such payments shall be valid and effectual to satisfy and discharge the liability upon such bond, including redemption premium, if any, and the interest thereon to the extent of the sums so paid. Section 4. The Bond Registrar shall keep the bond registration book for the registration of the Series 1989 Bonds and for the registration of transfers of the bonds as herein provided. The transfer of any bond shall be registered upon the bond registration book upon the surrender and presentation of the bond to the Bond Registrar duly endorsed for transfer or accompanied by an assignment duly executed by the registered owner or attorney authorize in writing in such form as shall be satisfactory to the Bond Registrar. Upon any such registration of transfer, the Bond Registrar shall authenticate and deliver in exchange for such bond or bonds so surrendered, a new bond or bonds registered in name of the transferee, of any denomination or denominations authorized by this ordinance, and in an aggregate principal amount equal to the aggregate principal amount of the bonds so surrendered and of the same maturity. Section 5. Any Series 1989 Bond, upon presentation and surrender thereof to the Bond Registrar, together with an assignment duly executed by the registered owner or duly authorized attorney, in such form as may be satisfactory to the Bond Registrar, may be exchanged, at the option of the registered owner, for an aggregate principal amount of bonds of the same maturity equal to the principal amount of the bond so surrendered and of any authorized denomination or denominations. The Bond Registrar may make a charge for every exchange or registration of transfer of the Series 1989 Bonds sufficient to reimburse it for any tax or other governmental charge required to be paid with respect to such exchange or registration of transfer, but no other charge shall be made to the owner for the privilege of exchanging or registering the transfer of the Series 1989 Bonds under this ordinance. -21- Section 6. If any of the Series 1989 Bonds shall become mutilated, the Bond Registrar in its discretion and at the expense of the owner of such bond shall authenticate and deliver a new bond of like tenor registered in the name of the owner in exchange and substitution for such mutilated bond. If any bond shall become lost, destroyed or wrongfully taken, evidence of such loss, destruction or wrongful taking within a reasonable time thereafter may be submitted to the City and if such evidence shall be satisfactory and indemnity of a character in an amount satisfactory shall be given, then the City at the expense of the owner shall cause a new bond of like tenor registered in the name of the owner to be authenticated by the Bond Registrar and delivered to the registered owner. Section 7. The City shall make all necessary and proper provisions for the transfer and exchange of the Series 1989 Bonds by the Bond Registrar and the City shall deliver or cause to be delivered to the Bond Registrar a sufficient quantity of blank bonds duly executed on behalf of the City, together with the certificate of validation pertaining thereto duly executed by the Clerk of the Superior Court of Cobb County, as herein provided in order that the Bond Registrar shall at all times be able to register and authenticate the Series 1989 Bonds at the earliest practicable time in accordance with the provisions of this ordinance. All bonds surrendered in any such exchange or registration of transfer shall be forthwith cancelled by the Bond Registrar and a record thereof duly entered in the permanent records pertaining to the Series 1989 Bonds maintained by the Bond Registrar. Section 8. The Series 1989 Bonds shall stand on a parity and shall be of equal dignity with the Outstanding Series 1984 Bonds in the principal amount of $1,080,000 issued pursuant to the ordinance of October 4, 1984 and the Series 1986 Bonds issued pursuant to the ordinance of August 4, 1986 (all of said parity bonds including the Series 1989 Bonds being hereinafter sometimes referred to collectively as "Revenue Bonds"), and shall be secured by the lien created pursuant to the provisions of the ordinance of October 4, 1984, as ratified, reaffirmed, broadened and extended by the ordinance of August 4, 1986, and as the same is ratified, reaffirmed, broadened and extended by this ordinance, just as if said Revenue Bonds had been issued simultaneously under the same ordinance. Section 9. The Series 1989 Bonds issued hereunder may be redeemed prior to their respective maturities at the option of the City in part, on any interest payment date in any year not earlier than July 1, 1999, from moneys in the "City of Smyrna Water and Sewerage System Sinking Fund" not required for paying the principal of and interest on the Outstanding Series 1984 Bonds, the Series 1986 Bonds and the Series 1989 Bonds coming due, whether at maturity or by proceedings for mandatory redemption, in the then current sinking fund year and the -22- maintenance therein of a reserve in an amount equal to the maximum debt service requirement coming due in any succeeding sinking fund year, or the Series 1989 Bonds may be redeemed, in whole or in part, on any interest payment date in any year not earlier than July 1, 1999, from any moneys which may be available for such purpose and deposited with the Paying Agent Bank on or before the date fixed for redemption. The optional redemption of the Series 1989 Bonds shall be made by the payment of the principal amount of the bonds to be redeemed and accrued interest thereon to date of redemption, together with a premium of two per centum (2%) of such principal amount if redeemed on or prior to January 1, 2000, one per centum (1%) of such principal amount if redeemed thereafter and on or prior to January 1, 2001 and at par without a premium if redeemed thereafter and before maturity. If the Series 1989 Bonds are called for redemption in part, then any bonds so called for redemption shall be called in inverse order of their maturities and if less than a full maturity by lot in such manner as may be designated by the Bond Registrar. In addition, the Series 1989 Bonds maturing on July 1, 1995 are subject to mandatory redemption prior to maturity on July 1, 1990 and on each succeeding July 1 to and including July 1, 1994, in part, by lot in such manner as may be designated by the Bond Registrar, at par plus accrued interest to the redemption date, in the following principal amounts on July 1, in the years, as follows: Year Amount Year Amount 1990 $40,000 1993 $50,000 1991 $40,000 1994 $50,000 1992 $45,000 If less than all of the Series 1989 Bonds of a single maturity are to be redeemed, the Bond Registrar shall treat any bond of such maturity outstanding in a denomination of greater than $5,000 as two or more separate bonds in the denomination of $5,000 each and shall assign separate numbers to each for the purpose of determining the bonds or the principal amount of such bonds in a denomination greater than $5,000 to be redeemed by lot. With respect to any bond called for partial redemption, the registered owner thereof shall surrender such bond to the Bond Registrar in exchange for one or more bonds in any authorized denomination in the aggregate principal amount equal to the unredeemed principal amount of such bond so surrendered. The Bond Registrar shall furnish the City on or before the forty-fifth (45th) day next preceding each mandatory redemption date (or optional redemption date if such option is exercised), with its certificate setting forth the Series 1989 Bonds that have been selected for mandatory redemption (or optional redemption) either in whole or in part on such date. WAC At least thirty (30) days before the date upon which such optional redemption or mandatory redemption is to be made a notice of such optional or mandatory redemption signed by a duly authorized officer of the Bond Registrar designating the redemption date and the bonds to be redeemed (in whole or in part) shall be filed at the place at which the principal of and interest on the bonds shall be payable and shall be mailed, postage prepaid, to all registered owners of the Series 1989 Bonds to be redeemed (in whole or in part) at the addresses which appear upon the bond registration book. It is expressly provided, however, that the failure so to mail any such notice of optional redemption or mandatory redemption of the Series 1989 Bonds shall not affect the validity of the proceedings for such redemption or cause the interest to continue to accrue on the principal amount of the Series 1989 Bonds so designated for redemption after the redemption date. Notice having been given in the manner and under the conditions hereinabove provided, the Series 1989 Bonds so designated for redemption or the portion of the bonds so designated for partial redemption shall, on the redemption date designated in such notice, become and be due and payable at the redemption price hereinabove specified, and from and after the date of redemption so designated, unless default shall be made in the payment of the bonds so designated for redemption or the portion of the bonds so designated for partial redemption, interest on the principal amount of said Series 1989 Bonds so designated for redemption shall cease to accrue on the redemption date. So long as the reserve in said Sinking Fund is being maintained as above provided, or such larger amount as may hereafter be required as provided in Section 1 of Article II of said ordinance of October 4, 1984, as hereby ratified and reaffirmed, in the event it shall issue parity bonds with said Revenue Bonds, nothing herein contained shall be construed to limit the right of the City to redeem such future issue or issues of parity bonds before it redeems the Outstanding Series 1984 Bonds or the Series 1986 Bonds or the Series 1989 Bonds, or to redeem the Outstanding Series 1984 Bonds or the Series 1986 Bonds, or the Series 1989 Bonds before it redeems the bonds of such future issue or issues, or it may redeem some of the bonds of any of said issues, in which event within each issue subject to redemption such redemption of said bonds shall be in the inverse order of their maturities as set forth in the ordinance authorizing their issuance. -24- k, 0.1 Nothing herein contained shall be construed to limit the right of the City to purchase with any excess moneys, as hereinabove defined, in the Sinking Fund and for sinking fund purposes, the Series 1989 Bonds in the open market at a price not exceeding the callable price hereinabove set forth. Bonds redeemed, purchased or paid cannot be reissued and shall be cancelled or otherwise mutilated and destroyed, and a record of such destruction shall be made in the permanent records of the City and in the records of the Bond Registrar pertaining to said Series 1989 Bonds. Section 10. From the proceeds derived from the sale of the Series 1989 Bonds, including accrued interest, which are issued under the provisions of this ordinance, the following payments shall be made, simultaneously with the issuance and delivery of said Series 1989 Bonds, to the extent and in the manner herein set forth: (a) The accrued interest so received shall be deposited into -the "City of Smyrna Water and Sewerage System Sinking Fund" hereinafter referred to in Section 11 hereof and credited to the special account designated as "Debt Service Account" to be used and applied toward the payment of interest on the Series 1989 Bonds coming due on January 1, 1990; (b) The sum of $3,381,869.96, or such other amount of said proceeds as may be necessary, shall be deposited with the Trust Company Bank, Atlanta, Georgia, the Paying Agent Bank for the Series 1984 Bonds and shall be used and applied toward the cost of refunding by redemption and payment the Series 1984 Bonds maturing on or subsequent to July 1, 1996 and now outstanding in the aggregate principal amount of $2,900,000 and to pay certain expenses in connection therewith, all pursuant to the terms of the Escrow Deposit Agreement with the Trust Company Bank; and (c) The balance of the proceeds so received shall be retained by the original purchasers of the Series 1986 Bonds to be used and applied toward the payment of the costs incurred by the City in connection with the issuance and delivery of said Series 1986 Bonds. Section 11. As covenanted in Section 1 of Article IV of said ordinance of October 4, 1984, the City will continue to operate its water and sewerage system on a fiscal year basis commencing July 1 in each year and extending through June 30 in the next year, but it reserves the right to change such fiscal year by the adoption of proper proceedings to that effect. The City covenants that it will continue to maintain the "City of Smyrna Water and Sewerage System Revenue Fund" (here- inafter referred to as "Revenue Fund") created and covenanted -25- to be maintained in said ordinance of October 4, 1984, and into said fund it will deposit all revenues derived from the operation and ownership of said system so long as said Revenue Bonds are outstanding and unpaid, or until provision has been duly made for the payment thereof and said revenues shall be disbursed from the Revenue Fund as hereinafter provided: (a) There shall first be paid from said Revenue Fund the reasonable and necessary costs of operating, maintaining and repairing the water and sewerage system, including salaries, wages, the payment of any contractual obligations incurred in the operation of said system, cost of materials and supplies, rentals of leased property, real or personal, insurance premiums, audit fees and such other charges as proper to be made for the purpose of operating, maintaining and repairing said system in accordance with sound business practice, but before making provision for depreciation. (b) The City has heretofore created, pursuant to Paragraph 2 of Section 2 of Article IV of the ordinance of October 4, 1984, a special fund designated "City of Smyrna Water and Sewerage System Sinking Fund" (herein sometimes referred to as "Water and Sewerage System Sinking Fund" or "Sinking Fund") and said Sinking Fund consists of two accounts which are held therein, one of which was created and designated as "Debt Service Account" and the other was created and designated as "Debt Service Reserve Account" (hereinafter sometimes referred to as "Reserve Account"). : (i) After making the payments required or permitted to be made pursuant to the provisions of paragraph (a) above, there shall be paid from the Revenue Fund into said Debt Service Account commencing with the month of July, 1989 and continuing from month to month thereafter to June, 1990, after taking into consideration the moneys on deposit therein, an amount equal to one -twelfth (1/12) of the debt service coming due on the Revenue Bonds in the sinking fund year ending July 1, 1990, and commencing with the month of July, 1990 and from month to month thereafter an amount equal to one -twelfth (1/12) of the maximum debt service requirement on the Revenue Bonds coming due in the then current or any future sinking fund year, such monthly payments to continue from month to month until sufficient funds are on hand in said Sinking Fund to pay all of said outstanding Revenue Bonds as same mature or are acquired by mandatory redemption and the interest which will become due and payable thereon. (ii) After making the payments required to comply with said subparagraph (i) above, there shall next be paid into said Debt Service Reserve Account, commencing with the month of July, 1989, in substantially equal monthly payments, taking into consideration the amount on deposit therein, amounts sufficient to create in said Reserve Account -26- by July 1, 1994 a debt service reserve equal to the maximum debt service requirement coming due in any succeeding sinking fund year on the Revenue Bonds. When the balance in the Reserve Account shall be equal to the maximum required, no further payments shall be required to be made into the Reserve Account unless the Reserve Account shall fall below its required balance. During the period of accumulation and after the Reserve Account shall have been accumulated in the full amount required to be maintained therein as aforesaid, it shall be maintained for the purpose of paying the principal of and interest on the Revenue Bonds falling due in any year as to which there would otherwise be a default and if money is taken from said Reserve Account for the payment of such principal and interest, the money so taken shall be replaced in said Reserve Account from the first moneys in the Revenue Fund thereafter available and not required to be used for maintenance and operation changes and not required to be paid into the Debt Service Account as hereinabove provided in subparagraph (i). (iii) All sums required to be paid to comply with the provisions of said subparagraphs (i) and (ii) above shall be paid on or before the last day of each month in which payment is due, and if, in any month, for any reason, the City shall fail to pay the full amount herein required to be paid into said Sinking Fund the amount of any such deficiency shall be added to and shall become a part of the amount due and payable by the City into said Sinking Fund in the next succeeding month. (iv) As provided in Paragraph 2 of Section 2 of Article IV of said ordinance of October 4, 1984, all net revenues received by the City from its water and sewerage system immediately become subject to a lien to secure the payment by the City of the amounts therein agreed to be paid and the City hereby ratifies and reaffirms the pledge of such revenues and hereby covenants and agrees that the revenues received by it from such system shall in like manner be pledged to secure the payment by the City of the amounts herein agreed to be paid and that the lien of this pledge shall be valid and binding against the City and against all other parties having claims of any kind against the City, whether such claims shall have arisen from a tort, contract or otherwise and irrespective of whether such parties have notice thereof. The Sinking Fund shall continue to be held by Trust Company Bank of Cobb County, N.A., Smyrna, Georgia, as Sinking Fund Custodian, and said fund shall be maintained and held in trust for the benefit of the owners of said Revenue Bonds and any other bonds or obligations hereafter issued ranking pari passu therewith and the beneficial interest therein shall be considered to be in such owners of said Revenue Bonds. -27- Section 12. After there have been paid from the Revenue Fund in each month all amounts hereinabove required or permitted to be paid pursuant to the provisions of Section 11 hereof and after reserving in the Revenue Fund as a working capital reserve an amount not to exceed one month's estimated costs of operating and maintaining the system as determined by the chief fiscal officer of the City, then there shall next be paid at the end of each month into a special fund created and designated in said ordinance of October 4, 1984 as "City of Smyrna Water and Sewerage System Renewal and Extension Fund" (hereinafter sometimes referred to as "Renewal and Extension Fund"), all moneys remaining in said Revenue Fund. Expenditures shall be made from the Renewal and Extension Fund only for the purposes provided in Paragraph 3 of Section 2 of Article IV of said ordinance of October 4, 1984, as hereby ratified and reaffirmed. Smyrna Bank and Trust Co., Smyrna, Georgia, is hereby redesignated as Depository of said Renewal and Extension Fund. 4 As provided in said ordinance of October 4, 1984 and ratified and reaffirmed in said ordinance of August 4, 1986, should bonds be hereafter issued ranking as to lien on the revenues of said system junior and subordinate to the lien securing the payment of said Revenue Bonds and any parity bonds therewith hereafter issued, then such payments into the Renewal and Extension Fund as provided in this Section may be suspended and the revenues shall be available to the extent necessary to pay the principal of and interest on such junior lien bonds and to create and maintain a reasonable reserve therefor, and such revenues may be allocated and pledged for that purpose. Moneys in the Renewal and Extension Fund, at the discretion of the City, may be invested to the extent and in the manner as provided in Section 7 of Article IV of said ordinance of October 4, 1984, and all moneys in said Renewal and Extension Fund and all securities held in and for said fund and all increments therefrom are hereby pledged to and charged with the payments mentioned in Paragraph 3 of Section 2 of Article IV of said ordinance of October 4, 1984, as hereby ratified and reaffirmed. Section 13. The City covenants and agrees that it has heretofore and that it will at all times, and from time to time, prescribe and place into effect a schedule of rates, fees and charges for the services, facilities and commodities furnished by its water and sewerage system, as now existent and as hereafter added to, extended and improved, and as often as it shall appear necessary that it will revise and adjust such schedule of rates, fees and charges for water or sewerage services and facilities, or both, to the extent necessary to produce funds sufficient at all times to operate and maintain said system on a sound businesslike basis and to make the -28- payments into the Sinking Fund created by said ordinance of October 4, 1984, as herein enlarged and extended, in accordance and compliance with the terms, covenants and conditions of said ordinance of October 4, 1984, said ordinance of August 4, 1986 and this ordinance and to create and maintain the Renewal and Extension Fund as provided by said ordinances of October 4, 1984 and August 4, 1986 and this ordinance. In the event the City shall fail to adopt a schedule or schedules of rates, fees and charges, or to revise its schedule or schedules of rates, fees and charges in accordance with the provisions of this Section, any bondholder, without regard to whether any default, as defined in Article VII of said ordinance of October 4, 1984, shall have occurred, may institute and prosecute in any court of competent jurisdiction an appropriate action to compel the City to adopt a schedule or schedules of rates, fees and charges, or to revise its schedule or schedules of rates, fees and charges, in accordance with the requirements of this Section and of Section 3 of Article IV of said ordinance of October 4, 1984. Section 14. The City further covenants and agrees that it will not exercise the privilege provided in Article IV, Section 8 of said ordinance of October 4, 1984, as ratified, reaffirmed, broadened and extended in Section 16 of said ordinance of August 4, 1986, of issuing additional bonds or obligations ranking as to lien on the revenues of the system pari passu with the said Revenue Bonds, unless or until all of the following conditions are met: (a) The payments covenanted to be made into.the "City of Smyrna Water and Sewerage System Fund" created in Paragraph 2 of Section 2 of Article IV of said ordinance of October 4, 1984, as enlarged and extended by Section 13 of said ordinance of August 4, 1986 and as enlarged and extended by Section 11 of this ordinance, and as the same may have been enlarged and extended in any proceedings authorizing the issuance of any additional parity bonds, must be currently being made in full amount as required and said "Debt Service Account" and "Debt Service Reserve Account" held within said Sinking Fund must be at their proper respective balances. (b) The net earnings of the system for a period of twelve (12) consecutive months out of the eighteen (18) consecutive months preceding the month of adoption of the proceedings authorizing the issuance of such additional bonds must have been equal to at least one and twenty -hundredths (1.20) times the maximum debt service requirement for any succeeding sinking fund year on the Revenue Bonds and any other issue or issues of parity bonds therewith then outstanding and on the bonds proposed to be issued; or in lieu of the foregoing formula, if a new schedule of rates and charges for the services, facilities and commodities furnished by the system -29- i shall have been adopted and an independent and recognized firm of Certified Public Accountants shall certify that had this new rate schedule been in effect during the period described above the net earnings of the system would have been equal to at least one and twenty -hundredths (1.20) times the maximum debt service requirement for any succeeding sinking fund year on the Revenue Bonds and any parity bonds therewith then outstanding and on the bonds proposed to be issued. Net earnings for the purpose of this provision shall be construed to be the gross earnings of the system remaining after the payment of the sums required or permitted to be paid to operate and maintain said system pursuant to the provisions of Paragraph 1 of Section 2 of Article IV of said ordinance of October 4, 1984, but before provision for depreciation. (c) An independent and recognized firm of Certified Public Accountants shall certify in triplicate to the governing body of the City that the requirements of Paragraph (a) above are being complied with and that the requirements of Paragraph (b) above have been met. A copy of the certificate of the Certified Public Accountants shall be furnished to the designated representative of the original purchasers of the Series 1984 Bonds, the Series 1986 Bonds and the Series 1989 Bonds. (d) Except when bonds are being issued solely for the purpose of refunding outstanding revenue bonds, the Consulting Engineers for the City shall provide the City with a written report recommending the additions, extensions and improvements be made to the system and stating that same are feasible, designating in reasonable detail the work and installation proposed to be done and the estimated cost of accomplishing such undertaking. Said engineers shall set forth in said report the projected net earnings to be derived from the system which will be available for debt service payments over the life of the Revenue Bonds and any parity bonds therewith then outstanding and the bonds proposed to be issued and shall indicate the projected coverage of such debt service payments in each succeeding sinking fund year. Projected net earnings in each year for the purpose of this subparagraph (d) shall be estimated gross earnings of the system in each sinking fund year remaining after payment of the estimated cost required or permitted to be paid pursuant to the provisions of Paragraph 1 of Section 2 of Article IV of said ordinance of October 4, 1984 for said period to operate, repair and maintain said system as added to, extended and improved, but before provision for depreciation. An executed duplicate original of such report of said Engineers as required by this provision shall be furnished to the designated representative of the original purchasers of the -30- Series 1984 Bonds, the Series 1986 Bonds and the Series 1989 Bonds not less than ten (10) days before any proceedings are taken to actually issue such additional bonds. (e) The governing body of the City shall pass proper proceedings reciting that all of the above requirements have been met, shall authorize the issuance of said bonds and shall provide in such proceedings, among other things, the date such bonds shall bear, the rate or rates of interest and maturity dates, as well as the registration and redemption provisions. The interest on the bonds of any such issue shall fall due on January 1 and July 1 of each year, and the bonds shall mature in installments on July 1, but, as to principal, not necessarily in each year or in equal installments. Any such proceeding or proceedings shall require the City to increase the monthly payments then being made into the Sinking Fund to the extent necessary to pay the principal of and the interest on the Outstanding Series 1984 Bonds, the Series 1986 Bonds, the Series 1989 Bonds and on all such parity bonds therewith then outstanding and on the bonds proposed to be issued as same become due and payable, either at maturity or by proceedings for mandatory redemption, in the then current sinking fund year, and to create within five (5) years from the date of the bonds to be issued a reserve• in the Reserve Account at least equal to the maximum debt service requirement coming due in any succeeding sinking fund year on the Outstanding Series 1984 Bonds, the Series 1986 Bonds, the Series 1989 Bonds and any parity,bonds therewith then outstanding and on the bonds proposed to be issued and to maintain said reserve in an amount sufficient for that purpose. Any such proceeding or proceedings shall restate and reaffirm, by reference, all of the applicable terms, conditions and provisions of the ordinances of October 4, 1984 and August 4, 1986 and this ordinance. (f) Such additional bonds or obligations and all proceedings relative thereto, and the security therefor, shall be validated as prescribed by law. Section 15. All of the applicable terms, conditions and provisions of all other Sections or portions of Sections of Article IV of said ordinance of October 4, 1984 not herein specifically referred to are hereby declared applicable to and are broadened and extended so as to cover the Series 1989 Bonds and any future issue or issues of parity bonds therewith and are hereby ratified and reaffirmed and are hereby adopted, and shall for all purposes apply to the Series. 1989 Bonds as if said bonds had been originally issued under authority of said ordinance of October 4, 1984 simultaneously with said Series 1984 Bonds. -31- It is further provided, however, that any money in the Sinking Fund created by said ordinance of October 4, 1984, not immediately required to pay the interest coming due January 1st and the principal and interest coming due July 1st on said Revenue Bonds in any year shall be invested and reinvested to the extent and in the manner as provided and set forth in Section 6 of Article IV of said ordinance of October 4, 1984. Any such securities so purchased shall be held by the Sinking Fund Custodian in trust until paid at maturity or sold, and all income or increments therefrom shall be immediately deposited to the credit of the Account for which same are held. The moneys in the Sinking Fund, and all income and increments therefrom were pledged and are hereby pledged to and charged with: (a) the payment of interest upon the Outstanding Series 1984 Bonds, the Series 1986 Bonds and the Series 1989 Bonds as such interest falls due; and (b) the payment of the principal of the Outstanding Series 1984 Bonds, the Series 1986 Bonds and the Series 1989 Bonds as same become due and payable, either at maturity or by proceedings for mandatory redemption; and (c) the optional redemption of the Outstanding Series 1984 Bonds, the Series 1986 Bonds and the Series 1989 Bonds'maturity at the price and under the conditions provided therefor in said ordinance of October 4, 1984, said ordinance of August 4, 1986 and this ordinance, respectively; and (d) the purchase of said Outstanding Series 1984 Bonds, the Series 1986 Bonds and the Series 1989 Bonds in the open market provided, however, the price paid shall not exceed the authorized call price applicable to each such issue; and (e) the transfer of excess moneys, if any, in the Sinking Fund (as defined in subparagraph (c) of Paragraph 2 of Section 2 of Article IV of said ordinance of October 4, 1984) to the Revenue Fund; and (f) the payment of charges for paying the bonds and interest thereon and the charges for the registration of the Series 1984 Bonds, the Series 1986 Bonds and the Series 1989 Bonds secured hereby and their transfer or exchange in accordance with the terms thereof; and.(g) the payment of any charges for investment services. Section 16. All of the applicable terms, conditions and provisions of Article V, Article VI, Article VII and Article VIII and each section and covenant thereof of the ordinance of October 4, 1984 not specifically referred to herein are hereby broadened and extended so as to cover the Series 1989 Bonds issued hereunder and are hereby ratified and reaffirmed as so extended, and which for all purposes apply to the Series 1989 Bonds as if said bonds had been originally issued under authority of said ordinance of October 4, 1984, simultaneously with said Series 1984 Bonds. Section 17. Anything to the contrary in said ordinances of October 4, 1984 and August 4, 1986 or this ordinance contained notwithstanding, it is expressly provided that the City shall not purchase obligations of the Federal Land Bank, -32- the Federal Intermediate Credit Bank or the Central Bank for Cooperatives as an investment of moneys or as security for deposits of moneys in any of the special funds created in said ordinance of October 4, 1984, nor shall any supplemental ordinance adopted pursuant to the provisions of Article VIII of said ordinance of October 4, 1984, as ratified, reaffirmed, broadened and extended by said ordinance of August 4, 1986 and this ordinance, requiring the consent of bondholders become effective, unless it shall have obtained the written consent of the MBIA and issuer of a policy of insurance guaranteeing timely payment of principal and interest on the Series 1989 Bonds and any future issue of parity bonds. Section 18. The City hereby covenants and agrees that it will not, subsequent to the date of the issuance and delivery of the Series 1989 Bonds, intentionally use any portion of the proceeds of the Series 1989 Bonds to acquire higher yielding investments, except as may be otherwise permitted by Section 148 of the Internal Revenue Code of 1986, as amended (the "Code") and it will comply with, and take such action as may be required to ensure that the Series 1989 Bonds do not constitute "arbitrage bonds" with the meaning of Section 148(a) of the Code. Section 19. The Series 1989 Bonds herein authorized to be issued are herby designated as "qualified tax-exempt obligations" within the meaning of Section 265(b)(3) of the Code. Section 20. The Mayor and Clerk of the City of Smyrna are hereby authorized and directed to execute, for and on behalf of the City of Smyrna, a certification, based upon facts, estimates and circumstances, as to the reasonable expectations regarding the amount, expenditure and use of the proceeds derived from the sale of the Series 1989 Bonds, as well as such other documents as may be necessary or desirable in connection with the issuance and delivery of said Series 1989 Bonds. Section 21. For the purpose of this ordinance and pertaining to the Series 1989 Bonds herein authorized to be issued the terms "original purchasers" and "designated representative of the original purchasers" shall be construed to mean Lex Jolley & Co., Inc., Atlanta, Georgia, its successors or assigns. Section 22. For the purpose of this ordinance the terms "principal and interest requirements" and "debt service requirements" shall be construed to mean the amount required in each sinking fund year to pay the principal of and interest on the Outstanding Series 1984 Bonds, the Series 1986 Bonds, the Series 1989 Bonds and any parity bonds therewith hereafter issued as the same become due and payable either at maturity or by proceedings for mandatory redemption. -3'3- Section 23. The provisions, terms and conditions of this ordinance shall constitute a contract by and between the City of Smyrna and the owners of said Outstanding Series 1984 Bonds, the Series 1986 Bonds and the owners of the Series 1989 Bonds authorized to be issued hereunder, and after the issuance of the Series 1989 Bonds this ordinance shall not be repealed or amended in any respect which will adversely affect the rights and interest of the owners of the bonds of any of said issues, nor shall the governing body of the City pass any proceedings in any way adversely affecting the rights of such owners, so long as any of the bonds authorized by said ordinances of October 4, 1984 and August 4, 1986 and this ordinance, or the interest thereon, shall remain unpaid or until provision shall have been duly made therefor. Any subsequent proceeding or proceedings authorizing the issuance of additional parity bonds or obligations as permitted under Section 8 of Article IV of said ordinance of October 4, 1984, Section 16 of said ordinance of August 4, 1986 and Section 14 of this ordinance, shall in nowise conflict with the terms and conditions of said ordinances, but shall for all legal purposes contain all the covenants, agreements and provisions of said ordinances for the equal protection and benefit of all owners of said Revenue Bonds. Section 24. The bonds herein authorized shall be vali- dated in the manner provided by law, and to that end notice of the adoption of this ordinance and a copy thereof shall be served on the District Attorney of the Cobb Judicial Circuit, in order that proceedings for the above purpose may be instituted in the Superior Court of Cobb County. Section 25. Any and all ordinances and resolutions or parts of ordinances and resolutions, in conflict with this ordinance this day adopted be and the same are hereby repealed,and this ordinance shall be in full force and effect from and after its adoption. ********** Approved: Mayor, City of Smyrna, Georgia -34- 11 TELEPHONE (404) 525-1859 FAX (404) 525-3048 Lr�c LEX JOLLEY & CO., INC. MUNICIPAL AND CORPORATE SECURITIES Member S.I.P.C. June 27, 1989 Ms. Melinda Dameron City Clerk Post Office Box 1226 Smyrna, Georgia 30081 Re: Bond Purchase Agreement in Connection with Issuance of $3,510,000 City of Smyrna (Georgia) Water and Sewerage Revenue Refunding Bonds, Series 1989 Dear Melinda: Enclosed is a revised copy of the above. There was an error in the first paragraph of the front page which we have corrected at the request of Bob Owens of Sutherland, Asbill & Brennan. Please discard the minute book copy you currently have and replace it with this copy of the contract. By copy of this letter, I ask that Chuck Camp dis- card his original copy of the above and replace it with this copy. If you have questions or need additional informa- tion, please do not hesitate to contact me. Since ely yours, ordon K. Mortin President cc: Honorable A. Max Bacon Mr. John C. Patterson LEX JOLLEY GORDON MORTIN ED WALL 34 PEACHTREE STREET, N.W. • SUITE 2500 • ATLANTA, GEORGIA 30303-2316 BOND PURCHASE AGREEMENT $3,510,000 CITY OF SMYRNA (GEORGIA) WATER AND SEWERAGE REVENUE REFUNDING BONDS, SERIES 1989 May 22, 1989 City of Smyrna Smyrna, Georgia Gentlemen: On the basis of the representations, warranties and covenants contained in the Certificates (hereinafter defined) and in this Bond Purchase Agreement, and upon the terms and conditions contained in this Bond Purchase Agreement, the Underwriter listed Exhibit A hereto (the "Underwriter"), hereby offers to purchase from the City of Smyrna, Georgia (the "City"), $3,510,000 aggregate principal amount of Water and Sewerage Revenue Refunding Bonds, Series 1989 (the "Bonds") to be issued under and pursuant to an Ordinance to be adopted on May 25, 1989 (the "Bond Resolution"). SECTION 1. THE REPRESENTATIONS, WARRANTIES AND AGREEMENTS OF THE CITY By your acceptance hereof you hereby represent and war- rant to, and agree with, the Underwriter that: (a) You are a government duly organized and validly existing under the laws of the State of Georgia, and are authorized by the provisions of the Constitution and the laws of the State of Georgia to issue the Bonds. (b) You have complied with all provisions of the Constitution and laws of the State of Georgia with respect to the consummation of, and have full power and authority to consummate all transactions contemplated by this Bond Pur- chase Agreement, the Bonds, the Bond Resolution, and any and all other agreements relating thereto and to issue, sell and deliver the Bonds to the Underwriter as provided herein sub- ject to the Bonds being validated by the Superior Court of the County of Cobb, Georgia. (c) The information contained in the Official Statement and in any amendment or supplement that may be authorized for use by you with respect to the Bonds (hereinafter collectively referred to as the "Official Statement"), generally and specifically under the headings "INTRODUCTION", "PURPOSE OF THE SERIES 1989 BONDS", "EXISTING SYSTEM", "THE CITY", "LITIGATION", "INFORMATION IN THE APPENDICES", and "CERTIFICATION", relating to City of Smyrna, including any financial or statistical information is, and as of the Closing Time (hereinafter defined) will be, true and does not contain and will not contain any untrue statement of a material fact and does not omit and will not omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading. (d) Prior to the Closing Time, you will have duly authorized all necessary action to be taken by you for: (i) the issuance and sale of the Bonds upon the terms set forth herein and in the Bond Resolution and the Official Statement; (ii) the passage and approval of the Bond Resolution pro- viding for the issuance of and security for the Bonds; (iii) the approval of the Official Statement and its use by the Underwriter in the public offering and sale of the Bonds and the execution of the Official Statement by the Mayor or other authorized officer; (iv) the execution, delivery, receipt and due performance of this Bond Purchase Agreement, the Bonds, the Bond Resolution, and any and all such other agreements and documents as may be required to be executed, delivered and received by you in order to carry out, give effect to and consummate the transactions contemplated hereby and by the Official Statement; and (v) the carrying out, giving effect to and consummation of the transactions contemplated hereby and by the Bond Resolution and the Official Statement. Exe- cuted counterparts of the Bond Resolution and ten executed counterparts of the Official Statement will be delivered to the Underwriter by you at the Closing Time. (e) There is no action, suit, proceeding, inquiry or investigation at law or in equity or before or by any court, public board or body pending or, to the best of your knowledge, threatened against or affecting you, or, to the best of your knowledge, is there any basis therefor, wherein an unfavorable decision, ruling or finding would adversely affect the transactions contemplated hereby or by the Offi- cial Statement or the validity of the Bonds, the Bond Resolution, this Bond Purchase Agreement or any agreement or instrument to which you are a party or by which you are bound and which is used or contemplated for use in the consummation 2 of the transactions contemplated hereby or by the Official Statement. (f) The execution and delivery of the Official Statement, this Bond Purchase Agreement, the Bonds, the Bond Resolution and other agreements contemplated hereby and by the Official Statement, and compliance with the provisions thereof, will not conflict with or constitute on your part a breach of or a default under any agreement, indenture, mort- gage, lease or other instrument to which you are subject or by which you are or may be bound and will not conflict with or be in violation of any existing law, court or administra- tive regulation, rule, decree or order. (g) You have not been notified of any listing or proposed listing by the Internal Revenue Service to the effect that you are a bond issuer whose arbitrage certifica- tions may not be relied upon. (h) Any certificate signed by any of your autho- rized officers and delivered to the Underwriter shall be deemed a representation and warranty by you to the Under- writer as to the statements made therein. (i) You will send one copy of your audited finan- cial statements annually to the Underwriter upon their request as soon as such financial statements become avail- able. SECTION 2. PURCHASE, SALE AND DELIVERY OF THE BONDS On the basis of the representations, warranties and covenants contained herein and in the other agreements referred to herein, and subject to the terms and conditions herein set forth, at the Closing Time, the Underwriter agrees to purchase from you and you agree to sell to the Under- writer, the Bonds at 98.80% of the face amount thereof plus accrued interest to the date of delivery. Payment for the Bonds shall be made by certified or official bank check or draft in federal funds payable to the order of the City of Smyrna, Georgia, at the offices of Lex Jolley & Co., Inc., Atlanta, Georgia, at 10:30 a.m., local time, on June 28, 1989, or such other place, time or date as shall be mutually agreed upon by you and the Underwriter. The date of such delivery and payment is herein called the "Closing Date", and the hour and date of such delivery and payment is herein called the "Closing Time." The delivery of the Bonds shall be made in definitive form, bearing CUSIP numbers (provided neither the printing of a wrong number thereon on any Bond nor failure to print a number thereon shall constitute cause to refuse delivery of any Bond) and issued to the registered owners thereof. The Bonds shall be 3 available for examination and packaging by the Underwriter at least 24 hours prior to the Closing Time. SECTION 3. CONDITIONS TO THE UNDERWRITER'S OBLIGATIONS The Underwriter's obligations hereunder shall be subject to the due performance by you of and compliance by you with your obligations and agreements to be performed hereunder at or prior to the Closing Time and to the accuracy of your representations and warranties contained herein, as of the date hereof and of the Closing Time, and are also subject to the following conditions: (a) The Bonds and the Bond Resolution shall have been duly authorized, executed and delivered in the form hereto- fore approved by the Underwriter with only such changes therein as shall be mutually agreed upon by you and the Underwriter. (b) At the Closing Time, the Underwriter shall receive: (i) The opinion, in form and substance satisfactory to the Underwriter, dated as of the Closing Date, of Sutherland, Asbill & Brennan, Bond Counsel, Atlanta, Georgia, the form of which is attached hereto as Exhibit C, and Charles E. Camp, Esquire, Cochran, Camp & Snipes, Counsel to the City, the form of which is attached hereto as Exhibit D; (ii) Legal Opinion, in form and substance satis- factory to the Underwriter, dated as of the Closing Date, of Sutherland, Asbill & Brennan with respect to the information contained in the Official Statement under the headings "The Series 1989 Bonds", "Security for the SERIES 1989 Bonds" and "The Bond Ordinance". (iii) A certificate, satisfactory to the Under- writer, of the City Administrator of the City of Smyrna, dated as of the Closing Date, to the effect that: (A) you have duly performed all of your obligations to be performed at or prior to the Closing Time and that each of your representations and warranties contained herein is true and complete as of the Closing Time; (B) you have authorized, by all neces- sary action, the execution, delivery, receipt and due performance of the Bonds, the Bond Resolution and any and all such other agree- ments and documents as may be required to be executed, delivered and received by you in order to carry out, give effect to and consummate the transactions contemplated 0 hereby and by the Official Statement; (C) no litigation is pending or to the best of your knowledge threatened, to restrain or enjoin the issuance or sale of the Bonds or in any way affecting any authority for or the validity of the Bonds, the Bond Resolution or your existence or powers; and (D) the execution, delivery, receipt and due performance of the Bonds, the Bond Resolution and other agreements contemplated hereby and by the Official Statement under the circumstances contemplated thereby and your compliance with the provisions thereof will not conflict with or constitute on your part a breach of or a default under any agreement, indenture, mortgage, lease or other instrument to which you are subject or by which you are or may be bound and will not conflict with or be in violation of any existing law, court or administrative regulation, rule, decree or order; (iv) A commitment by AMBAC Indemnity Corporation (AMBAC) or Bond Investors Guaranty Insurance Corporation (BIGI) or Municipal Bond Investor Assurance Corporation (MBIA) of a policy of municipal bond insurance resulting in Aaa/AAA rating by Standard & Poor's Corporation and Moody's Investors Service, Inc. respectively; (v) Such additional certificates as the Under- writer and its counsel may reasonably request to evidence performance of or compliance with the provisions hereof and the transactions contemplated hereby and by the Official Statement, all such certificates and other documents to be satisfactory in form and substance to the Underwriter. SECTION 4. THE UNDERWRITER'S RIGHT TO CANCEL The Underwriter shall have the right to cancel the Underwriter's obligation hereunder to purchase the Bonds by notifying you in writing or by telegram of its election to do so between the date hereof and the Closing Time, if at any time hereafter and prior to the Closing Time: (a) A committee of the House of Representatives or the Senate of the Congress of the United States of America (the "United States") or said House of Rep- resentatives or Senate shall have pending before it 5 legislation introduced previous to the Closing Time, which legislation, if enacted in its form as intro- duced or as amended, would, in the Underwriter's sole opinion, have the purpose or effect of imposing federal income taxation upon revenues or other income of the general character to be derived by you or by any similar body or upon interest received on obligations of the general character of the Bonds, or the Bonds, or which, in the Underwriter's sole opinion, materially adversely affects the market price of the Bonds; (b) A tentative decision with respect to legislation shall be reached by a committee of the House of Representatives or the Senate of the Congress of the United States or legislation shall be favorably reported by such committee or be introduced, by amendment or otherwise, in or be passed by the House of Representatives or the Senate, or recommended to the Congress of the United States for passage by the President of the United States, or be enacted by the Congress of the United States, or a decision by a court established under Article III of the Constitution of the United States or the Tax Court of the United States shall be rendered, or a ruling, regulation or order of the Treasury Department of the United States or the Internal Revenue Service shall be made or proposed having, in the Underwriter's sole opinion, the purpose or effect of imposing, or any other event shall have occurred which, in the Underwriter's sole opinion, results or may result in the imposition of, federal income taxation upon revenues or other income of the general character to be derived by you or by any similar body or upon interest received on obligations of the general character of the Bonds, or the Bonds, or which, in the Underwriter's sole opinion, materially adversely affects the market price of the Bonds; (c) Any legislation, Resolution, rule or regulation shall be introduced in or be enacted or imposed by any governmental body, department or agency in the State of Georgia, or a decision by any court of competent jurisdiction within the State of Georgia shall be rendered which, in the Underwriter's sole opinion, materially adversely affects the market price of the Bonds; (d) A stop order, ruling, regulation or official state- ment by, or on behalf of, the Securities and Exchange Commission or any other federal or state governmental agency having jurisdiction of the sub- ject matter shall be issued or made to the effect N. that the issuance, offering or sale of obligations of the general character of the Bonds, or the issuance, offering or sale of the Bonds, including all underlying obligations, as contemplated hereby or by the Official Statement, is in violation or would be in violation of any provision of the fed- eral securities laws, the state securities laws, the Securities Act of 1933, as amended and as then in effect, or the qualification provisions of the Trust Indenture Act of 1939, as amended and as then in effect; (e) Legislation shall be enacted by the Congress of the United States, or a decision by a court established under Article III of the Constitution of the United States shall be rendered, to the effect that obligations of the general character of the Bonds, including all the underlying obligations, are not exempt from registration under or other requirements of the Securities Act of 1933, as amended and as then in effect, or the Securities Exchange Act of 1934, as amended and as then in effect, or that the Bond Resolution is not exempt from qualification under or other requirements of the Trust Indenture Act of 1939, as amended and as then in effect; (f) Any event shall have occurred, or information becomes known, which, in the Underwriter's sole opinion, makes untrue in any material respect any statement or information contained in the Official Statement, or has the effect that the Official Statement contains an untrue statement of a material fact or omits to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not mis- leading; (g) Additional material restrictions not in force as of the date hereof shall have been imposed upon trading in securities generally by a governmental authority or by any national securities exchange; (h) The New York Stock Exchange or other national secu- rities exchange, or any governmental authority, shall impose, as to the Bonds or obligations of the general character of the Bonds, any material - restrictions not now in force, or increase materi- ally those now in force, with respect to the exten- sion of credit by, or the charge to the net capital requirements of, the Underwriter; (i) A general banking moratorium shall have been estab- lished by federal, New York or Georgia authorities; 7 (j) A war involving the United States shall have been declared, or any conflict involving the armed forces of the United States shall have escalated, or any other national emergency relating to the effective operation of government or the financial community shall have occurred, which, in the Underwriter's sole opinion, materially adversely affects the mar- ket price of the Bonds; or (1) AMBAC BIGI or MBIA shall withdraw its municipal bond insurance policy on the Bonds prior to the Closing Time. SECTION 5. REPRESENTATIONS, WARRANTIES AND AGREEMENTS TO SURVIVE DELIVERY All of your representations, warranties and agreements shall remain operative and in full force and effect, regard- less of any investigations made by the Underwriter on its own behalf, and shall survive delivery of the Bonds to the Underwriter. SECTION 6. PAYMENT OF EXPENSES Unless you and the Underwriter otherwise agree, all expenses and costs of issuance of the Bonds are to be paid by the City out of Bond proceeds. SECTION 7. USE OF OFFICIAL STATEMENT You authorize the use and distribution of, and will make available, the Official Statement for the use and distribu- tion by the Underwriter in connection with the sale of the Bonds. SECTION 8. CONTRIBUTION If the Underwriter suffers any losses, claims, damages, liabilities or expenses resulting from litigation against the Underwriter by any owner of any of the Bonds which lawsuit questions the accuracy and sufficiency of the Official Statement, the manner in which the Bonds were issued, and any legal matters relating to issuance of the Bonds, then such losses, claims, damages, liabilities or expenses shall be shared by the City and the Underwriter in accordance with the relative fault of the parties. The relative fault shall be determined by reference to, among other things, whether the untrue or alleged untrue statement of a material fact relates to information supplied by the City or the Underwriter and the parties' relative intent, knowledge, access to informa- tion, and opportunity to correct or prevent such statement or omission. If relative fault cannot be determined, then the City and the Underwriter shall share in such losses in such proportion as is appropriate to reflect the relative benefits 8 received by the City and the Underwriter, respectively, from offering of the Bonds. The relative benefits received by the City and the Underwriter, respectively, shall be deemed to be in the same proportion as the total proceeds from the of- fering (before deducting issuance costs and expenses other than underwriting discounts and commissions) received by the City on the one hand bear to the total underwriting discounts and commissions received by the Underwriter on the other hand. SECTION 9. NOTICE Any notice or other communication to be given to you under this Agreement may be given by mailing or delivering the same in writing to Mr. John Patterson, City Manager of the City of Smyrna, City Hall, Smyrna, Georgia 30081 and any notice or other communication to be given to the Underwriters under this Agreement may be given by delivering the same to Gordon K. Mortin, President, Lex Jolley & Co., Inc., Suite 2500, 34 Peachtree Street, Atlanta, Georgia 30303. SECTION 10. APPLICABLE LAW; NONASSIGNABILITY This Agreement shall be governed by the laws of the State of Georgia. This Agreement shall not be assigned by you. SECTION 11. EXECUTION OF COUNTERPARTS This Agreement may be executed in several counterparts, each of which shall be regarded as an original and all of which shall constitute one and the same document. Accepted as of the date first above written Very truly yours, LEX JOLLEY & CO., INC. By: Go don K. Mortin President CITY OF SMYRNA A. Max Bacon, Mayor 9 Exhibit A to Bond Purchase Agreement Underwriter of Bonds Principal Amount Lex Jolley & Co., Inc. $3,510,000 Maturity 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 Exhibit B to" Bond Purchase Agreement $3,510,000 Series 1989 Bonds Principal Amount $280,000 275,000 290,000 305,000 335,000 350,000 380,000 405,000 430,000 460,000 Interest Rate 6.60% 6.70 6.75 6.80 6.85 6.90 6.95 7.00 7.00 7.00 Exhibit C (Legal Opinion of Sutherland, Asbill & Brennan) [TO COME] Exhibit D (Legal Opinion of Charles E. Camp (Letterhead of Cochran, Camp & Snipes) Lex Jolley & Co., Inc. 34 Peachtree St. Suite 2500 Atlanta, Georgia 30303 Sutherland, Asbill & Brennan 3100 First Atlanta Tower Atlanta, Georgia 30383 Gentlemen: This opinion is being rendered to you in connection with the issuance by the City of Smyrna, Georgia (the "City") of its Water and Sewerage Revenue Refunding Bonds, Series 1989 (the "Bonds") in the aggregate principal amount of $3,535,000. The Bonds have been issued and delivered pur- suant to and in accordance with provisions of a Bond Resolu- tion adopted by the City on May 25, 1989 (the "Bond Resolution"). As counsel to the City and in connection with the issuance of the Bonds, we have examined such records and documents as are necessary in order to render this opinion. Based on our examination, it is our opinion that: 1. The City is a duly organized and existing political subdivision under the Constitution and laws of the State of Georgia. 2. The Bond Resolution was duly adopted by the City on May 25, in accordance with O.C.G.A. 36-82-63 and is in full force and effect in the form in which it was adopted. Lex Jolley & Co., Inc. Sutherland, Asbill & Brennan Page Two 3. The adoption by the City of the Bond Resolution and the performance by the City of its obligations thereunder, do not and will not violate any provi- sion of the Constitution, laws or regulations of the State of Georgia and are not and will not be in conflict with any provisions of any charter, by- laws, Resolution or Resolution of the City and do not and will not cause any default by the City under any other agreement to which the City is a party. 4. No litigation of any nature is now pending, or to our knowledge, threatened, which seeks to or does restrain or enjoin the issuance or delivery of the Bonds or the levy or collection of any utility charges or fees to pay the interest on or principal of the Bonds, or in any manner questions the authority or proceedings for the issuance of the Bonds or for the collection of said utility charges or fees, or affects the validity of the Bonds or the collection of said utility charges or otherwise affects the transactions contemplated by the issuance and delivery of the Bonds. Sincerely, SUTHERLAND, ASBILL & BRENNAN 3100 FIRST ATLANTA TOWER ATLANTA, GEORGIA 30383-3001 CABLE: SUTAB ATLANTA 1275 PENNSY LVANIA AVENUE, N.W. TELECOPIER: (404) 658-8914 (404) 658-8700 WASHINGTON, D.C. 20004-2404 TELEX: 54-2672 (202) 383-0100 June 28, 1989 Mayor and Council City of Smyrna, Georgia Re: $3,510,000 City of Smyrna (Georgia) Water and Sewerage Revenue Refunding Bonds, Series 1989 Ladies and Gentlemen: We have examined a certified copy of the validation proceedings, judgment of validation entered on June 19, 1989, ordinance of the Mayor and Council of the City of Smyrna adopted on May 25, 1989 (hereinafter referred to as said ordinance") , the Escrow Deposit Agreement entered into by and between the City and Trust Company Bank, Atlanta, Georgia (hereinafter referred to as "Escrow Agent"), the law and other documents relating to the City of Smyrna Water and Sewerage Revenue Refunding Bonds, Series 1989 (hereinafter sometimes referred to as "Series 1989 Bonds") in the aggregate principal amount of $3,510,000. Said Series 1989 Bonds are fully registered bonds without coupons, dated June 1, 1989, in the denomination of $5,000 or any integral multiple thereof, transferable to subsequent owners as therein provided, bearing interest from date at the rate per annum set forth below opposite each principal maturity, all interest payable January 1, 1990 and semi-annually thereafter on the lst days of January and July in each year, and the principal maturing on the 1st day of July, in the years and amounts, as follows: Year Amount Rate Year Amount Rate 1995 $280,000 6.60% 2000 $350,000 6.90% 1996 $275,000 6.70% 2001 $380,000 6.95% 1997 $290,000 6.75% 2002 $405,000 7.00% 1998 $305,000 6.80% 2003 $430,000 7.00% 1999 $335,000 6.85% 2004 $460,000 7.00% The Series 1989 Bonds are subject to redemption prior to their respective maturities as stated in the text of the Series 1989 Bonds and in the manner and upon the terms set forth in said ordinance. The Series 1989 Bonds are being issued under authority of the Constitution of the State of Georgia and the Revenue Bond Law (Title 36, Chapter 82, Article 3 of the Official Code of Georgia Annotated, as amended), and pursuant to that certain ordinance adopted by the Mayor and Council of the City of Mayor and Council City of Smyrna Page 2 Smyrna on October 4, 1984, as ratified, reaffirmed, broadened and extended by that certain ordinance of August 4, 1986 and said ordinance, for the purpose of providing funds to be applied toward the cost of refunding by redemption and payment the City of Smyrna Water and Sewerage Revenue Bonds, Series 1984, maturing on and after July 1, 1996, and now outstanding in the aggregate principal amount of $2,900,000, and to pay all expenses necessary to accomplish the foregoing. A portion of the proceeds derived from the sale of the Series 1989 Bonds is being deposited with the Escrow Agent and is being used and applied, together with funds to be contributed by the City, simultaneously with the issuance and delivery of said Series 1989 Bonds, to pay the cost of acquiring certain direct obligations of the United States of America and to provide an initial cash balance, all of which direct obligations and said cash will be held, supervised, maintained and administered pursuant to the terms of said Escrow Deposit Agreement. Under the provisions of said Escrow Deposit Agreement the initial cash and the principal of and interest on all of said direct obligations so deposited with the Escrow Agent will be applied on the dates, in the amounts, and to the extent required by said Escrow Deposit Agreement to refund all of the City's Water and Sewerage Revenue Bonds, Series 1984, maturing on and after July 1, 1996, now outstanding in the aggregate principal amount of $2,900,000 (hereinafter referred to as "Refunded Bonds") by redemption and payment, all as authorized and provided in said ordinance. We are relying solely on the opinion of Deemer Davidson Carter Higgins PC, Certified Public Accountants, that the principal of and interest on said direct obligations deposited in trust with the Escrow Agent are scheduled to mature in amounts and at times to provide funds, which together with said cash, will be sufficient to refund all of the Refunded Bonds by paying the principal amount thereof, the premium, and the interest thereon until the redemption date, all as provided in said Escrow Deposit Agreement. Thus, provision having been duly and legally made for the payment in full of said Refunded Bonds, same are no longer outstanding and the lien on the net revenues of the City's water and sewerage system as security for the payment of the Refunded Bonds has been fully and completely discharged. The City, pursuant to the ordinance adopted October 4, 1984, has heretofore issued and delivered $4,375,000 principal amount of Water and Sewerage Revenue Bonds, Series 1984 (the "Series 1984 Bonds") and provision was made in the ordinance for the issuance upon certain terms and conditions of additional bonds ranking on a parity as to lien on the net Mayor and Council City of Smyrna Page 3 revenues of the system with the Series 1984 Bonds. The City met those terms and conditions of the ordinance of October 4, 1984 and pursuant to the ordinance adopted August 4, 1986 has heretofore issued and delivered $1,500,000 principal amount of Water and Sewerage Revenue Bonds, Series 1986 (the "Series 1986 Bonds") ranking on a parity with the Series 1984 Bonds. The Series 1989 Bonds have been issued in accordance with the terms and conditions of the ordinances of October 4, 1984 and August 4, 1986 and rank on a parity with the Series 1984 Bonds (excluding the Refunded Bonds) now outstanding in the principal amount of $1,080,000 (hereinafter referred to as "Outstanding Series 1984 Bonds") and the Series 1986 Bonds now outstanding in the principal amount of $1,450,000. The ordinance of October 4, 1984, as ratified, reaffirmed, broadened and extended by the ordinance of August 4, 1986 and said ordinance, provides that additional bonds may be issued from time to time, under certain terms and conditions, ranking pari passu as to lien on the net revenues of the water and sewerage system with the lien enjoyed by the Outstanding Series 1984 Bonds, the Series 1986 Bonds and the Series 1989 Bonds. The Series 1989 Bonds shall not be deemed to constitute a debt of the City of Smyrna, nor a pledge of the faith and credit of said City, and the City is not subject to any pecuniary liability thereon, and no owner of any of the Series 1989 Bonds shall ever have the right to compel the exercise of the taxing power of the City to pay the same, or the interest thereon, or to enforce payment thereof against any property of the City, nor shall the Series 1989 Bonds constitute a charge, lien or encumbrance, legal or equitable, upon any property of the City other than the revenues of the water and sewerage systemm as now existent and as hereafter added to, extended, improved and equipped, pledged to the payment of the Series 1989 Bonds and the interest thereon. We express no opinion with respect to the accuracy, completeness or sufficiency of the Official Statement, nor any opinion as to compliance by the City or the underwriters of the Series 1989 Bonds with any federal or state statute, regulation or ruling with respect to the sale or distribution of the Series 1989 Bonds. In rendering our opinion that the interest on the Series 1989 Bonds is excluded from gross income for federal income tax purposes, we have relied as to questions of fact material to our opinion upon certificates and certified proceedings of public officials, including officials of the City, and representations of the City with respect to the use of the Mayor and Council. City of Smyrna Page 4 proceeds of the Series 1989 Bonds and the nature and use of the facilities being financed or refinanced thereby without undertaking to verify the same by independent investigation. The City has covenanted in said ordinance that it will not, subsequent to the date hereof, intentionally use any portion of the proceeds of the Series 1989 Bonds to acquire higher yielding investments or to replace funds which were used directly or indirectly to acquire higher yielding investments, except as may be otherwise permitted by Section 148 of the Internal Revenue Code of 1986, as amended (the "Code"). In rendering our opinion set forth in paragraph (e) below, we have relied solely on the opinion of Haynes & Miller, Washington, D.C., Special Tax Counsel, as to the matters set forth therein, to wit: (i) assuming compliance by the City with the above - described covenant, the Series 1989 Bonds are not "arbitrage bonds" within the meaning of Section 148(a) of the Code; and (ii) the Series 1989 Bonds are not an issue described in Sections 149(d)(3) and 149(d)(4) of the Code. We have also examined an executed and registered Series 1989 Bond and we are of the opinion that: (a) The Revenue Bond Law (Title 36, Chapter 82, Article 3 of the Official Code of Georgia Annotated, as amended), is valid and said ordinance provides for prescribing and revising rates and collecting fees and charges for the services, facilities and commodities furnished by the water and sewerage system to the extent necessary to provide sufficient funds to pay the reasonable and necessary cost of operating, repairing and maintaining said system, including any contractual obligations incurred pertaining thereto, to make the payments into a special fund designated "City of Smyrna Water and Sewerage System Sinking Fund" (the "Sinking Fund") of the amounts required to pay the principal of and interest on the Outstanding Series 1984 Bonds, the Series 1986 Bonds, the Series 1989 Bonds and any additional bonds hereafter issued on a parity therewith as the same become due and payable, either at maturity or by proceedings for mandatory redemption, and to create and maintain a reserve for that purpose in a special account designated as "Debt Service Reserve Account" held with said Sinking Fund, as well as to create and maintain a reserve for extensions and improvements to the system. (b) The lien created on the net revenues derived from the operation of the water and sewerage system securing the payment of the principal of and interest on the Outstanding Series 1984 Bonds, the Series 1986 Bonds Mayor and Council City of Smyrna Page 5 and the Series 1989 Bonds constitutes a first or prior pledge of said revenues to any heretofore made or that may hereafter be made, except that the City may issue, from time to time upon meeting certain terms and conditions as provided in the ordinance of October 4, 1984, as ratified, reaffirmed, broadened and extended by the ordinance of August 4, 1986 and said ordinance, additional bonds or obligations, and if issued, said bonds shall enjoy a lien on the net revenues of said system as security for the payment thereof and interest thereon of equal rank and dignity with the lien securing the payment of the Outstanding Series 1984 Bonds, the Series 1986 Bonds and the Series 1989 Bonds. (c) The Series 1989 Bonds are valid special obligations of the City of Smyrna in accordance with the terms thereof, payable solely from the revenues produced by the water and sewerage system of said City, including all future additions and improvements thereto, from the said Sinking Fund, including the Debt Service Reserve Account held therein, which said Sinking Fund, by the ordinance of October 4, 1984, as ratified, reaffirmed, broadened and extended by the ordinance of August 4, 1986 and by said ordinance, is pledged to and charged with the payment of the principal of and the interest on the Outstanding Series 1984 Bonds, the Series 1986 Bonds, the Series 1989 Bonds and any parity obligations therewith hereafter issued; and the ordinances of October 4, 1984 and August 4, 1986 and said ordinance contain reasonable covenants and provisions in accordance with the law in respect to the extension, improvement, maintenance, repair and operation of said water and sewerage system. (d) The interest on the Series 1989 Bonds is exempt from present income taxation within the State of Georgia. (e) In reliance on the above -described opinion of Haynes & Miller and assuming compliance by the City with the above -described covenant, based on existing statutes, regulations, rulings and court decisions, interest on the Series 1989 Bonds (i) is excluded from gross income for federal income tax purposes and (ii) is not an item of tax preference for purposes of the federal alternative minimum tax imposed on individuals and corporations; provided, however, it should be noted that with respect to corporations (as defined for federal income tax purposes) such interest is taken into account in determining adjusted net book income (adjusted current earnings for taxable years ending after December 31, 1989) for the purpose of computing the federal alternative minimum tax Mayor and Council City of Smyrna Page 6 imposed on such corporations. We express no opinion regarding other federal tax consequences arising with respect to the Series 1989 Bonds. Very truly yours, SUTHERLAND, ASBILL & BRENNAN By: NOTICE OF CALL FOR REDEMPTION CITY OF SMYRNA, (GEORGIA) WATER AND SEWERAGE REVENUE BONDS, SERIES 1984 NOTICE IS HEREBY given to the owners of the following described Water and Sewerage Revenue Bonds of the City of Smyrna, Georgia, that said bonds have been called for redemption on July 1, 1995, said bonds being in the aggregate principal amount of $2,900,000 known as "City of Smyrna Water and Sewerage Revenue Bonds, Series 1984", dated October 1, 1984, bearing interest from date at the rate per annum set forth below opposite each principal maturity, all interest payable January 1, 1985 and semi-annually thereafter on the 1st days of January and July in each year, and the principal maturing on the 1st day of July, in the years and amounts, as follows: Year Amount Rate Year Amount Rate 1996 $215,000 9.60% 1999 $ 285,000 10.00% 1997 $235,000 9.75% 2000 $ 310,000 10.10% 1998 $255,000 9.90% 2004 $1,600,000 10.375% Funds for the redemption and payment of said bonds and the interest then due thereon to July 1, 1995 and the required 2% premium will be available at Trust Company Bank, Atlanta, Georgia, on July 1, 1995, and said above described bonds should be presented to said bank for redemption and payment on said date. Interest on the above described bonds designated for redemption shall cease to accrue after the redemption date. This notice is given under and pursuant to an ordinance of the Mayor and Council of the City of Smyrna adopted on the 25th day of May, 1989. is Mayor, City of Smyrna, Georgia Attest: (S E A L) .4 t INCUMBENCY CERTIFICATE I, Melinda Dameron, Clerk of the City of Smyrna, Georgia, DO HEREBY CERTIFY: 1. The following is a correct list of the names of the officers of the City of Smyrna who now hold said offices, the dates of their election or appointment, and the dates of the beginning and ending of their terms of office. DATE OF DATE OF ELECTION OR COMMENCEMENT DATE OF END NAME/OFFICE APPOINTMENT OF TERM OF TERM Month Day Year Month Day Year Month Day Year A. Max Bacon, 11/3/87 1/4/88 1/6/92 Mayor Bob Davis, 11/3/87 1/4/88 1/6/92 Councilman James M. Hawkins, 11/3/87 1/4/88 1/6/92 Councilman Kathy Jordan, 11/3/87 1/4/88 1/6/92 Councilwoman Wade Lnenicka, 11/3/87 1/4/88 1/6/92 Councilman Bill Scoggins, 11/3/87 1/4/88 1/6/92 Councilman Jack Shinall, 11/3/87 1/4/88 1/6/92 Councilman Melinda Dameron, 1/4/88 1/4/88 1/6/92 Clerk 2. All the foregoing officers have duly filed their oaths of office, and each of them legally required to give bond or undertaking has filed such bond or undertaking in form and amount as required by law, and has otherwise duly qualified and each is the acting officer holding the respective office immediately following his or her name. 3. The governing body of the City is known as the Mayor and Council of the City of Smyrna and said governing body meets in regular session on the 1st and 3rd Monday of each month at 7:30 P.M. 4. The official seal of the City, being the only seal used in the execution of bonds, certificates, notes and contracts, is the seal which impression is affixed opposite my signature upon this certificate. WITNESS my hand and the official seal of the City of Smyrna, Georgia, this the 28th day of June, 1989. Clerk (S E A L) I, A. Max Bacon, Mayor of the City of Smyrna, Georgia, do hereby certify that Melinda Dameron has been duly appointed and is now Clerk of the City of Smyrna. Mayor - 2 - CERTIFICATE RESPONSIVE TO SECTION 3(b)(iii) OF THE BOND PURCHASE AGREEMENT I, John Patterson, City Administrator of the City of Smyrna, Georgia, do hereby certify that: (A) Capitalized terms used herein have the meanings assigned to them in the Bond Purchase Agreement between the City of Smyrna and the underwriters named in Exhibit A thereto dated May 22, 1989; (B) the City has duly performed all of its obligations to be performed at or prior to the Closing Time and each of the City's representations and warranties contained in the Bond i Purchase Agreement is true and complete as of the Closing Time; (C) the City has authorized, by all necessary action, I the execution, delivery, receipt and due performance of the I Bonds, the Bond Resolution, and any and all such other agreements and documents as may be required to be executed, delivered and received by the City in order to carry out, give effect to and consummate the transactions contemplated by the Bond Purchase Agreement and by the Official Statement; (D) no litigation is pending, or to the best of my knowledge threatened, to restrain or enjoin the issuance or sale of the i Bonds or in any way affecting any authority for or the validity of the Bonds, the Bond Resolution or the existence or powers of the City; (E) the execution, delivery, receipt and due performance of the Bonds, the Bond Resolution and i other agreements contemplated by the Bond Purchase Agreement and by the Official Statement under the circumstances i contemplated thereby and the City's compliance with the provisions thereof will not conflict with or constitute on i the City's part a breach of or a default under any agreement, indenture, mortagage, lease or other instrument to which the City is subject or by which the City is or may be bound and will not conflict with or be in violation of any existing law, court or administrative regulation, rule, decree or order. Witness my hand this the 28th day of June, 1989. City dministrator RECEIPT FOR SERIES 1989 BONDS The undersigned duly authorized representative of Lex Jolley & Co., Inc. hereby acknowledges that, as designated representative of the original purchasers, I have this day received from the Bank South, N.A., Atlanta, Georgia, as Bond i Registrar, $3,510,000 aggregate principal amount of City of Smyrna Water and Sewerage Revenue Refunding Bonds, Series 1989, dated June 1, 1989, in the form of fully registered i bonds without coupons, transferable to subsequent owners as therein provided, bearing interest from date at the rate per i annum set forth below opposite each principal maturity, all j interest payable January 1, 1990 and semi-annually thereafter on the 1st days of January and July in each year, and the j pricnipal maturing on the lst day of July, in the years and amounts, as follows: Year Amount Rate Year Amount Rate 1995 $280,000 6.60% 2000 $350,000 6.90% 1996 $275,000 6.70% 2001 $380,000 6.95% 1997 $290,000 6.75% 2002 $405,000 7.00% 1998 $305,000 6.80% 2003 $430,000 7.00% 1999 $335,000 6.85% 2004 $460,000 7.00% WITNESS my hand this the 28th day of June, 1989. LEX JOLLEY & CO., INC. i i By• OFFICER'S CERTIFICATE --BOND REGISTRAR As to Authentication and Registration ands as to Receipt ofl° Blank Bonds I, Michael F. Kemp, Assistant Vice President of Bank South, N.A., Atlanta, Georgia (the "Bank"), Bond Registrar for the $3,510,000 aggregate principal amount of City of Smyrna Water and Sewerage Revenue Refunding Bonds, Series 1989 (the "Bonds"), consisting of fully registered bonds without i coupons, bearing interest from date at the rates per annum and the principal maturing on the dates and in the amounts as set I forth in the schedule attached hereto and marked "Schedule A," do hereby certify, as follows: (1) That $3,510,000 aggregate principal amount of the Bonds have been duly registered in the name of the owner and a record thereof was duly made in the Bond Registration Book kept by the Bank for such purpose. (2) That each of the Bonds was duly authenticated by an authorized signatory of the Bank by the manual execution of the Certificate of Authentication and Registration thereon. (3) That said Bonds in the aggregate principal amount of $3,510,000 were delivered this day to Lex Jolley & Co., Inc., Atlanta, Georgia, the original purchasers of the Bonds. (4) That the Bank has received 950 blank Bonds duly executed on behalf of the City of Smyrna, together with the certificate of validation pertaining thereto duly executed by the Clerk of the Superior Court of Cobb County, for use by the Bank in effecting the delivery of the Bonds on this date and the subsequent registration of transfer and exchange of the Bonds, all as is provided in the ordinance adopted by the Mayor and Council of the City of Smyrna on May 25, 1989 i authorizing the issuance of the Bonds. (5) That the Bank has received each of the documents specified in the Registrar and Paying Agency Agreement, entered into by and between the Bank and the City of Smyrna, dated as of June 22, 1989. WITNESS my hand and the official seal of Bank South, N.A., Atlanta, Georgia, this the 28th day of June, 1989. BANK SOUTH, N.A. Atlanta, Georgia (S E A L) By: Assistant Vice Presi ent -2- i SCHEDULE "A" $3,510,000 City of Smyrna (Georgia) Water and Sewerage Revenue Refunding Bonds, Series 1989, dated June 1, 1989, in the form of fully registered bonds without coupons, transferable to subsequent owners as therein provided, bearing interest from date at the rate per annum set forth below opposite each principal maturity, all interest payable January 1, 1990 and semi-annually thereafter on the 1st days of January and July in each year, and the principal maturing on the 1st day of July, in the years and amounts, as follows: Year Amount Rate Year Amount Rate 1995 $280,000 6.60% 2000 $350,000 6.90% 1996 $275,000 6.70% 2001 $380,000 6.95% 1997 $290,000 6.75% 2002 $405,000 7.00% 1998 $305,000 6.80% 2003 $430,000 7.00% 1999 $335,000 6.85% 2004 $460,000 7.00% RECEIPT OF PAYMENT FOR BONDS GEORGIA, COBB COUNTY The undersigned, officials of the City of Smyrna, hereby acknowledge receipt of payment from the purchasers of the $3,510,000 aggregate principal amount of City of Smyrna Water and Sewerage Revenue Refunding Bonds, Series 1989, dated June 1, 1989, (the "Series 1989 Bonds"), said proceeds so received being: Principal Amount Less Discount Plus Accrued Interest from June 1, 1989 to date of delivery Total $3,510,000.00 42,120.00 $3,467,880.00 18,103.31 $3,485,983.31 same being the full and complete purchase price of said Series 1989 Bonds authorized pursuant to the ordinance of the Mayor and Council of the City of Smyrna adopted on May 25, 1989. The proceeds so received have been applied as follows: (a) The sum of $3,386,000 has been deposited in trust with the Trust Company Bank, Atlanta, Georgia, the Paying Agent Bank for the City of Smyrna Water and Sewerage Revenue Bonds, Series 1984 (the "Series 1984 Bonds") and shall be used and applied toward the cost of refunding on July 1, 1995 all of said Series 1984 Bonds maturing on and after July 1, 1996 and now outstanding in the principal amount of $2,900,000 and to pay certain expenses incident thereto, all pursuant to the terms and provisions of that certain Escrow i 1 i Deposit Agreement of even date herewith between the City and ! said Bank, as Escrow Agent, all as authorized and provided for in said ordinance of May 25, 1989; (b) The sum of $18,103.31 has been deposited with the Trust Company Bank of Cobb County, N.A., Smyrna, Georgia, as Custodian of the "City of Smyrna Water and Sewerage System Sinking Fund" and credited to the special account designated as the "Debt Service Account" to be used and applied toward the payment of interest on the Series 1989 Bonds coming due January 1, 1990; (c) The sum of $23,500 representing the premium on the Municipal Bond Guaranty Insurance Policy issued with respect to the Series 1989 Bonds and the Standard & Poor's Corporation Rating Fee have been paid to the proper party; and (d) The sum of $58,380 has been retained by the original purchasers of the Series 1989 Bonds to be used and applied on behalf of the City to the payment of the costs and expenses incurred in connection with the overall undertaking. IN WITNESS WHEREOF, we have hereunto affixed our signatures and the official seal of the City of Smyrna, Georgia, this the 28th day of June, 1989. i 6UISAXL� Clerk, -City of Mayor, City of Smyrna, Georgia Smyrna, Georgia (S E A L) ' -2- AUTHENTICATION ORDER Bank South, N.A. Corporate Trust Office Atlanta, Georgia Re: $3,510,000 City of Smyrna (Georgia) Water and Sewerage Revenue Refunding Bonds, Series 1989 Gentlemen: The City of Smyrna, acting by and through the Mayor and Council of the City of Smyrna, has sold the above -captioned bonds to Lex Jolley & Co., Inc., Atlanta, Georgia Atlanta, Georgia (the "original purchasers") and the undersigned on behalf of the City has caused said bonds, as described in "Schedule A" attached hereto and by this reference thereto made a part hereof, to be delivered to you, as Bond Registrar i for said Series 1989 Bonds, and you are hereby authorized and directed to register and authenticate said Series 1989 Bonds as requested by the original purchasers and thereafter deliver said bonds to the designated representative of said original purchasers upon advice that payment has been duly made therefor. WITNESS my hand this 28th day of June, 1989. CITY OF SM N By: Mayor SCHEDULE "A" $3,510,000 City of Smyrna (Georgia) Water and Sewerage Revenue Refunding Bonds, Series 1989, dated June 1, 1989, in the form of fully registered bonds without coupons, transferable to subsequent owners as therein provided, bearing interest from date at the rate per annum set forth below opposite each principal maturity, all interest payable ' January 1, 1990 and semi-annually thereafter on the lst days j of January and July in each year, and the principal maturing on the 1st day of July, in the years and amounts, as follows: Year Amount Rate Year Amount Rate 1995 $280,000 6.60% 2000 $350,000 6.90% 1996 $275,000 6.70% 2001 $380,000 6.95% 1997 $290,000 6.75% 2002 $405,000 7.00% 1998 $305,000 6.80% 2003 $430,000 7.00% 1999 $335,000 6.85% 2004 $460,000 7.00% EXECUTION, SIGNATURE AND NO -LITIGATION CERTIFICATE We, the undersigned, being officers of the City of Smyrna, Georgia, as indicated by the official titles opposite our respective signatures, DO HEREBY CERTIFY that the hereinafter described bonds have been officially executed by the Mayor of the City of Smyrna by use of his facsimile signature and attested by the Clerk by the use of her facsimile signature and a facsimile of the official seal of the City of Smyrna has been imprinted on each of said bonds, same being $3,510,000 principal amount of revenue bonds, i i designated "CITY OF SMYRNA WATER AND SEWERAGE REVENUE REFUNDING BONDS, SERIES 1989" (hereinafter sometimes referred i to as "Series 1989 Bonds"), dated June 1, 1989, in fully registered form without coupons, transferable to subsequent owners as therein provided, in the denomination of $5,000 or any integral multiple thereof, bearing interest from date at the rate per annum set forth below opposite each principal maturity, all interest payable January 1, 1990 and semi- annually thereafter on the lst days of January and July in each year, and the principal maturing on the 1st day of July, in the years and amounts, as follows: Year Amount Rate Year Amount Rate 1995 $280,000 6.60% 2000 $350,000 6.90% 1996 $275,000 6.70% 2001 $380,000 6.95% 1997 $290,000 6.75% 2002 $405,000 7.00% 1998 $305,000 6.80% 2003 $430,000 7.00% 1999 $335,000 6.85% 2004 $460,000 7.00% WE FURTHER CERTIFY that the facsimile signatures of the Mayor and Clerk of the City of Smyrna as the same appear on the bonds are true and accurate facsimile signatures and we hereby authorize their use on said Series 1989 Bonds. WE FURTHER CERTIFY that the facsimile seal of the City of Smyrna which is printed on each of the Series 1989 Bonds is a true and accurate facsimile of the official seal of the City of Smyrna and that it is the same seal as that impressed on this Certificate. WE FURTHER CERTIFY that the Mayor and Clerk of the City of Smyrna are authorized to and have duly executed and delivered the Escrow Deposit Agreement, dated June 28, 1989, by and between the City of Smyrna and the Trust Company Bank, Atlanta, Georgia, to said Bank. WE FURTHER CERTIFY that no litigation of any kind is now pending or threatened, either in state or federal courts, ! restraining or enjoining the issuance or delivery of said Series 1989 Bonds, or any proceedings of any kind questioning the authority under which said bonds are issued, or the terms and conditions of the ordinance adopted May 25, 1989 authorizing the issuance and delivery of the Series 1989 1 Bonds, or affecting the validity of said Series 1989 Bonds; or in any manner questioning the prescribing or charging by said City of fees and charges for services, facilities and commodities furnished by the City's water and sewerage system sufficient to provide for the payment of the principal of and interest on the Series 1989 Bonds as same become due and �m CERTIFICATE AS TO USE OF PROCEEDS AND QUALIFIED TAX-EXEMPT OBLIGATIONS In connection with the issuance of the $3,510,000 aggregate principal amount of City of Smyrna Water and Sewerage Revenue Refunding Bonds, Series 1989 (the "Bonds"), the undersigned does hereby certify as follows: 1. He is City Administrator of the City of Smyrna and as such is familiar with the operation and use of the existing water and sewerage facilities of the City of Smyrna. 2. The proceeds to be derived from the sale of the Bonds (excluding moneys to be used to pay expenses in connection with the issuance and delivery of the Bonds) are to be used to provide funds to be applied toward the cost of refunding by redemption and payment all of the City of Smyrna Water and Sewerage Revenue Bonds, Series 1984, maturing on or subsequent to July 1, 1996 and now outstanding in the aggregate principal amount of $2,900,000, all as more fully set forth in the ordinance adopted May 25, 1989 authorizing the issuance of the Bonds. 3. The City's water and sewerage system as now existent and as hereafter added to extended, improved and equipped (the "System") is now and will be owned, operated and maintained by the City. 4. The System serves the general public. No portion of i the services and facilities provided by the System are made available to any one user, or limited group of users, on a basis other than on the same basis as such services and facilities are made available to the general public, recognizing that the rates, fees and charges for such items may vary among reasonable classifications of users and the services and facilities provided by the System. 5. There are no output or take -on -pay contracts with any private persons or entities with respect to the System's services, facilities or commodities. 6. No portion of the System is or will be leased to any private persons or entities. 7. No portion of the System is subject to any management contract with a private person (other than as an employee of the City) or entity. 8. In the ordinance adopted May 25, 1989 providing for the issuance and delivery of the Bonds, same have been designated as "qualified tax-exempt obligations" within the meaning of Section 265(b)(3) of the Internal Revenue Code of 1986, as amended (the "Code"). 9. It is reasonably anticipated that the principal amount of "qualified tax-exempt obligations" (within the meaning of Section 265(b)(3) of the Code) to be issued during the calendar year 1989, including the Bonds, will not exceed Ten Million Dollars ($10,000,000). IN WITNESS WHEREOF, the undersigned has executed and delivered this Certificate this 28th day of June, 1989. i John P tterson City Adininistrator, City of Smyrna -2- payable either at maturity or by proceedings for mandatory redemption; that neither the existence of said City nor the titles of the present officers to their respective offices are being contested; and that no authority or proceedings for the issuance of said Series 1989 Bonds have been repealed, revoked or rescinded. WE FURTHER CERTIFY that none of the revenues derived or to be derived from the ownership and operation of the water and sewerage system of the City have been pledged or hypothecated in any manner or for any purpose other than as provided and set forth in the ordinance of the Mayor and Council of the City of Smyrna adopted May 25, 1989 ratifying, reaffirming, broadening and extending those certain ordinances of October 4, 1984 and August 4, 1986, and authorizing the issuance of the $3,510,000 principal amount of Water and Sewerage Revenue Refunding Bonds, Series 1989, and said Series 1989 Bonds have as security for the payment thereof a lien on all, or so much as may be necessary, of the net revenues of the City's water and sewerage system remaining after the payment of the reasonable and necessary costs of operating, repairing and maintaining said system, including the payment of any contractual obligations incurred pertaining to the operation of said system, ranking on a parity with the lien created on said net revenues securing the payment of the City's Series 1984 Bonds heretofore issued pursuant to said ordinance of October 4, 1984 maturing on or prior to January 1, 1995 and now outstanding in the aggregate principal - 3 - 1j amount of $1,080,000, and the City's Series 1986 Bonds heretofore issued pursuant to said ordinance of August 4, 1986 now outstanding in the aggregate principal amount of $1,450,000, which lien constitutes a first or prior lien on the net revenues of said system, all as more fully set forth in said ordinance of May 25, 1989. WITNESS our hands and the official seal of the City of Smyrna, Georgia, this the 28th day of June, 1989. SIGNATURE OFFICIAL TITLE EXPIRATION OF TERM J. 0 , f", * Mayor, City of 1/6/92 Smyrna, Georgia Clerk, City of 1/6/92 Smyrna, Georgia (S E A L) I, Jay C. Stephenson, Clerk of the Superior Court of Cobb County, Georgia, DO HEREBY CERTIFY that the certified copy of the record of the proceedings to validate the $3,510,000 principal amount of the City of Smyrna Water and Sewerage Revenue Refunding Bonds, Series 1989, in the case of the State of Georgia vs. City of Smyrna, Civil Action File Number 891364�--99, in the Superior Court of Cobb County, which copy of the record bears a certificate dated the 19th day of June, 1989, constitutes a true and correct copy of all proceedings in said case, and that no proceedings of any kind questioning - 4 - the issuance or sale of said bonds or the judgment validating the same have been filed. I FURTHER CERTIFY to the accuracy of the following certi- ficate and consent to its use, along with a facsimile of my signature, on each of the bonds: STATE OF GEORGIA ) COUNTY OF COBB ) The undersigned Clerk of the Superior Court of Cobb County, State of Georgia, DOES HEREBY CERTIFY that this bond was validated and confirmed by judgment of the Superior Court of Cobb County, Georgia, on the 19th day of June, 1989, and that no intervention or objection was filed in the proceedings validating same and that no appeal from said judgment of validation has been taken. WITNESS my facsimile signature and seal of the Superior Court of Cobb County, Georgia. s/Jay C. Stephenson Clerk, Superior Court Cobb County, Georgia and I have caused a facsimile of the official seal of the Superior Court of Cobb County to be imprinted on each of said Series 1989 Bonds. WITNESS my hand and official seal of the Superior Court of Cobb County, Georgia, this the 28th day of June, 1989. Clerk, SupLsrior Court Cobb County, Georgia' (S E A L) - 5 - 1 I hereby certify that the signatures of the above and foregoing subscribed officers are true and genu'ne. v� (S E A L) June 28, 1989 $3,510,000 City of Smyrna (Georgia) Water and Sewerage Revenue Refunding Bonds Series 1989 UNDERWRITER'S CERTIFICATE The undersigned hereby certifies the following as of the date of this certificate, relating to the sale and delivery by the City of Smyrna, Georgia of the above -captioned bonds issue (the "Bonds"). (1) The above Bonds were purchased for a purchase price of $3,467,880.00, plus accrued interest. The Bonds were initially offered to the public at the prices shown on the final Official Statement for the Bonds, (the "Initial Issue Price"). At least 5% of each maturity were actually sold to members of the public (excluding bond houses, brokers and other intermediaries) at the Initial Issue Price. (2) In our judgment, the maintenance of a Reserve Account for the Bonds has been a vital factor in marketing the Bonds at interest rates and terms comparable to bonds similar to the Bonds. (3) For purposes of calculating the yield on the Bonds, there has been taken into account as interest the premium to be paid on a policy of municipal bond insurance issued by MBIA guaranteeing timely payment of interest and principal on the Bonds (the "Insurance Policy"). As a result of the "Aaa/AAA" rating accorded to the Bonds as a result of such policy the present value of the premium paid for such policy is less than the present value of the interest savings attributable thereto, using a present value factor equal to the yield on the Bonds computed without regard to such premium. LEX JOLLEY & CO., INC. FOR_/ M11 11 01 00, MOO June 28, 1989 $3,510,000 City of Smyrna (Georgia) Water and Sewerage Revenue Refunding Bonds Series 1989 NON -ARBITRAGE CERTIFICATE OF THE CITY OF SMYRNA, GEORGIA On this date the City of Smyrna, Georgia (the "Issuer") will issue and deliver the above -described bonds (collectively the "Bonds"). Together with other officials of the Issuer, the undersigned is charged with the responsibility of issuing the Bonds. A. General (1) At the request of the Issuer, certain schedules (the "Schedules") have been prepared by Haynes and Miller for purposes of detailing certain relevant aspects of the refunding program. The sufficiency of the escrow cash flow to pay the 1984 Bonds (as hereinafter defined) as reflected on these Schedules has been verified by Deemer Davidson Carter Higgins, P.C., Certified Public Accountants. (2) This certificate is executed for the purpose of setting forth the facts and estimates upon which the Issuer bases its reasonable expectations that the Bonds are not arbitrage bonds under Section 148 of the Internal Revenue Code of 1986, as amended, (the "Code") and applicable regulations, court decisions and published positions of the Internal Revenue Service with respect thereto. Unless otherwise indicated by the context in which used, words and phrases used herein have the meaning ascribed to them in the regulations and capitalized terms have the meaning given in the financing documents included in the transcript. (3) The Bonds are being issued: (a) to advance refund and defease the City of Smyrna Water and Sewerage Revenue Bonds, Series 1984 maturing July 1, 1996 and thereafter (the "Refunded Bonds") as more fully described herein; and (b) to fund the cost of issuance of the Bonds. (4) As established in the attached certificate of the purchaser, the initial issue price of the Bonds is as shown on the final Official Statement. -2 - B. The Refunding Program As more fully detailed in the Schedules and in the Escrow Deposit Agreement, the refunding will be generally implemented as follows: Simultaneously with the issuance and delivery of the Bonds, the Issuer and Trust Company Bank, Atlanta, Georgia as escrow agent (the "Escrow Agent"), will enter into an Escrow Deposit Agreement (the "Escrow Agreement") which will provide for the creation of an irrevocable trust fund (the "Escrow Fund") for the purpose of providing for the payment of the principal of, call premium on and interest on the Refunded Bonds maturing July 1, 1996 and thereafter. The Issuer will deposit into the Escrow Fund proceeds in the amount of $3,383,000 to be applied to the purchase of certain United States Treasury obligations --State and Local Government Series ("SLGs"). $147,303.75.held in the bond fund for the Refunded Bonds will be transferred to the Escrow Fund and held as cash to pay the next interest payment due on the Refunded Bonds. C. The Bonds (1) The receipts and disbursements with respect to the Bonds, including issuance costs, underwriting spread and accrued interest, are detailed in the Schedules. (2) The principal amounts, interest rates, interest and principal payment dates, and debt service with respect to the Bonds are detailed in the Schedules. (3) (a) Using the initial offering price as the "purchase price" and taking into account a MBIA bond insurance premium, the yield on the Bonds is computed in the Schedules to be 6.977191; (the "Bond Yield"). (b) Using the prices paid for the SLGs as the "purchase price," the yield on such obligations is computed in the Schedules to be less than 6.9771910. (c) For purposes of computing the yield on the Bonds, the accrued interest, shown on the Schedules has been taken into account. (4) Moneys deposited to the Debt Service Account within the Sinking Fund, including subsequent deposits thereto, will be spent within a 13-month period beginning on the date of deposit and will be depleted at least once a year except for a reasonable carryover amount not in excess of 1/12 of the annual debt service with respect to the Bonds. Such funds are designed to achieve a proper matching of the Issuer's revenues and debt service on the Bonds within each bond year. Such moneys will be invested without restriction as to yield. (5) Issuer revenues held as a debt service reserve in -the Sinking Fund for the Series 1984 Bonds will be maintained in a Debt Service Reserve Account for the Bonds and the unrefunded portion of the Series 1984 Bonds and invested without yield restriction. -3- (6) A Renewal and Extension Fund was created under the ordinance for the 1984 Bonds. Absent a default this fund is expected to be used for other purposes and not to pay debt service on the Bonds. (7) Other than the funds described above, there are no other funds or accounts of the Issuer which (i) are reasonably expected to be used to pay debt service on the Bonds or which are pledged as collateral to secure repayment of debt service on the Bonds and (ii) for which there is a reasonable assurance that amounts therein will be available to pay debt service on the Bonds. (8) There are no other obligations of the Issuer which are issued at substantially the same time as the Bonds, are sold pursuant to a common plan of financing together with the Bonds, or are payable out of substantially the same source of funds (or will have substantially the same claim to be paid out of substantially the same source of funds) as the Bonds. (9) Accrued interest with respect to the Bonds will be applied within one year from the date hereof toward the payment of interest first due on the Bonds, as detailed in the Schedules. Such monies will be invested without restriction as to yield. (10) Neither the City nor any subordinate entity will issue additional tax-exempt obligations (other than private activity bonds) in excess of $1,490,000 during the calender year 1989. D. Miscellaneous (1) To the best of my knowledge, information and belief, the above expectations are reasonable. (2) The Issuer has not been notified of any listing of it by the Internal Revenue Service as an issuer that may not certify its Bonds. (3) The Issuer has covenanted to comply with the arbitrage requirements of Section 148 of the Code. (4) The Issuer has irrevocably authorized and directed that the Refunded Bonds maturing July 1, 1996 and thereafter be called on July 1, 1995. CITY OF SMYRNA, GEORGIA Mayor