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10-29-1997 Commitee MeetingDOWNTOWN DEVELOPMENT REVIEW COMMITTEE MEETING OCTOBER 29, 1997 Present: Mayor A. Max Bacon, Chairman Jim Pitts Doug Stoner Harold Smith Steve Hebda Robin Broyles Gordon Mortin Mayor Bacon called the meeting to order. • Review of CVS Pharmacy Plans Steve Shupert Willouise Spivey Howard Smith Steve Harper Jordan Prosser Claudia Edgar Jack Jackson A review of the CVS plans proposed for the corner of Concord Road and Atlanta Road was conducted. Doug Stoner made a motion that the site plans for the proposed CVS Pharmacy be approved subject to the below listed stipulations. Jim Pitts seconded the motion. Motion was approved unanimously. Stipulations: 1. Add brick on front columns. 2. Install Georgia Power shoebox light fixtures in parking lot. 3. Install acorn -top lights along both rights -of -way. The City of Smyrna will assume lease for acorn lights. 4. Crosswalks at driveways to stamped concrete with the pattern as brick pavers and dyed to match pavers. 5. Add brick pavers at front door - similar to pattern in sidewalk, 6. Will work with Robin Broyles to move the proposed sidewalk back as far as possible from the roadways. 7. Monument signs to be maximum eight feet (8') tall with a maximum 32 square feet of copy area. The monument sign shall be indirectly lit. 8. Developer will try to reduce the size of the wall signage or enhance it. They will resubmit design to Robin Broyles for review. There being no further business, the meeting adjourned. r KNOX, WALL & COMPANY Pricing Book Relating to the Issuance of: Downtown Smyrna Development Authority (Georgia) Revenue Bonds Series 1997 Presented: October 29, 1997 a DOWNTOWN SMYRNA DEVELOPMENT AUTHORITY (GA) REVENUE BONDS (PHASE II), SERIES 1994 ..................... Debt Service Schedule Date Principal Coupon Interest Period Total Fiscal Total -------- 2/ -------------- 1/98 ---------- -------------- 240,802.50 -------------- 240,802.50 -------------- 240,802.50 8/ 1/98 240,802.50 240,802.50 2/ 1/99 240,802.50 240,802.50 481,605.00 8/ 1/99 240,802.50 240,802.50 2/ 1/ 0 240,802.50 240,802.50 481,605.00 8/ 1/ 0 240,802.50 240,802.50 2/ 1/ 1 240,802.50 240,802.50 481,605.00 8/ 1/ 1 240,802.50 240,802.50 2/ 1/ 2 240,802.50 240,802.50 481,605.00 8/ 1/ 2 240,802.50 240,802.50 2/ 1/ 3 240,802.50 240,802.50 481,605.00 8/ 1/ 3 240,802.50 240,802.50 2/ 1/ 4 240,802.50 240,802.50 481,605.00 8/ 1/ 4 240,802.50 240,802.50 2/ 1/ 5 240,802.50 240,802.50 481,605.00 8/ 1/ 5 240,802.50 240,802.50 2/ 1/ 6 65,000.00 6.700000 240,802.50 305,802.50 546,605.00 8/ 1/ 6 238,625.00 238,625.00 2/ 1/ 7 70,000.00 6.700000 238,625.00 308,625.00 547,250.00 8/ 1/ 7 236,280.00 236,280.00, 2/ 1/ 8 80,006.00 6.700000 236,280.00 316,280.00 552,560.00 8/ 1/ 8 233,600.00 233,600.00 2/ 1/ 9 80,000.00 6.700000 233,600.00 313,600.00 547,200.00 18/ 1/ 9 230,920.00 230,920.00 2/ 1/10 85,000.00 6.700000. 230,920.00 315,920.00 546,840.00 8/ 1/10 228,072.50 228,072.50 2/ 1/11 100,000.00 6.700000 228,072.50 328,072.50 556,145.00 8/ 1/11 224,722.50 224,722.50 2/ 1/12 105,000.00 6.700000 224,722.50 329,722.50 554,445.00 8/ 1/12 221,205.00 221,205.00 2/ 1/13 110,000.00 6.700000 221,205.00 331,205.00 552,410.00 8/ 1/13 217,520.00 217,520.00 2/ 1/14 120,000.00 6.700000 217,520.00 337,520.00 555,040.00 8/ 1/14 213,500.00 213,500.00 2/ 1/15 135,000.00 6.700000 213,500.00 348,500.00 562,000.00 8/ 1/15 208,977.50 208,977.50 .2/ 1/16 145,000.00 6.70000�08,977.50 353,977.50 562,955.00 8/ 1/16 2/ 1/17 8/ 1/17 2/ 1/18 8/ 1/18 2/ 1/19 8/ 1/19 2/ 1/20 04,120.00 204,120.00 204,120.00 1,669,120.00 1,873,240.00 155,775.00 155,775.00 155,775.00 1,720,775.00 1,876,550.00 103,347.50 103,347.50 103,347.50 1,773,347.50 1,876,695.00 47,402.50 47,402.50 47,402.50 1,462,402.50 1,509,805.00 ---------------------------- -------------- 7,210,000.00 9,621,777.50 16,831,777.50 ACCRUED 171,237.33 171,237.33 7,210,000.00 9,450,540.17 16,660,540.17 Dated 8/ 1/97 with Delivery of 12/ 9/97 Bond Years 144,035.000 Average Coupon 6.680166 1/ Average Life 19.977115 N I C k 80166 Using 00.0000000 T I C 6.67871: % From D ivery Date Report prepared Knox, Wall Micro -Muni Debt Date: 10-29-1997 0 11:01:15 Filename: SMYRNAD Key: 1994PART2 DOWNTOWN SMYRNA DEVELOPMENT AUTHORITY (GA) REVENUE BONDS (PHASE II), SERIES 1994 Debt Service Schedule Date Principal Coupon Interest Period Total Fiscal Total 2/ 1/98 240,802.50 240,802.50 240,802.50 8/ 1/98 240,802.50 240,802.50 2/ 1/99 240,802.50 240,802.50 481,605.00 8/ 1/99 240,802.50 240,802.50 2/ 1/ 0 240,802.50 240,802.50 481,605.00 8/ 1/ 0 240,802.50 240,802.50 2/ 1/ 1 240,802.50 240,802.50 481,605.00 8/ 1/ 1 240,802.50 240,802.50 2/ l/ 2 240,802.50 240,802.50 481,605.00 8/ 1/ 2 240,802.50 240,802.50 2/ 1/ 3 240,802.50 240,802.50 481,605.00 8/ 1/ 3 240,802.50 240,802.50 2/ 1/ 4 240,802.50 240,802.50 481,605.00 8/ 1/ 4 240,802.50 240,802.50 2/ 1/ 5 7,354,200.00 240,802.50 7,595,002.50 7,835,805.00 -------------- -------------- -------------- 7,354,200.00 3,612,037.50 10,966,237.50 ACCRUED 160,535.00 160,535.00 7,354,200.00 3,451,502.50 10,805,702.50 ____________ ______________ ........... Dated 8/ 1/97 with Delivery of 12/ 1/97 Bond Years 144,035.000 Average Coupon 2.507750 Average Life .7.500000 N I C t 2.507750 t Using 100.0000000 T I C 8 6.546629 t From Delivery Date Report prepared by: Knox, Wall & Company Micro -Muni Debt Date: 10-29-1997 a 11:06:14 Filename: SMYRNAD Key: CBD-1994PART2 PRELIMINARY OFFICIAL STATEMENT DATED OCTOBER , 1997 NSW ISSUE RATINGS Moody's: Standard & Poor's: See "MISCELLANEOUS - Ratings" herein. In the opinion of Bond Counsel, under existing law and subject to conditions hereinafter described, Interest on the Series 1997 Bonds (a) will not be included in gross income for federal income tax purposes, (b) will not be an item of tax preference for purposes of the alternative minimum tax Imposed on individuals and corporations; provided, however, with respect to corporations (as defined for federal income tax purposes), such interest is taken into account in determining adjusted current earnings for the purpose of computing the federal alternative minimum tax on corporations, and (c) will be exempt from present State of Georgia income taxation. Furthermore, in the opinion of the Bond Counsel, the Series 1997Bonds are "qualified tax-exempt obligations "for purposes of financial institutions deducting interest expense allocable to interest on the Series 1997 Bonds, subject to the limitations and conditions described herein. The opinion contains greater detail, and is subject to exceptions, as noted in "LEGAL MATTERS - Opinion of Bond Counsel" herein. $89555,000* DOWNTOWN SMYRNA DEVELOPMENT AUTHORITY (GEORGIA) Revenue Refunding and Improvement Bonds, Series 1997 Dated: October 1, 1997 Due: February 1, as shown below These Revenue Refunding and Improvement Bonds, Series 1997 (the "Series 1997 Bonds") are being issued by the Downtown Smyrna Development Authority (the "Issuer") for the purpose of refunding a portion of the Issuer's Revenue Bonds, Series 1994, and to finance the costs of acquiring, constructing, furnishing, and equipping a new fire station to be leased by the Issuer to the City of Smyrna (the "City"). See "PLAN OF FINANCING" herein. The Series 1997 Bonds are special limited obli�atidns of the Issuer payable solely from rental payments made by the City to the Issuer pursuant to a Fourth Amended and Restated Lease Contract (the Contract"), dated as of September 1, 1989, between the Issuer and the City: The City's obligation to make rental payments to the Issuer sufficient in time and amount to enable the Issuer to pay the principal of, premium, if any, and interest on the Series 1997 Bonds is absolute and unconditional and will not expire so long as any of the Series 1997 Bonds remain outstanding and unpaid. Under the Contract, the City has agreed to levy an annual tax on all taxable property located within the corporate limits of the City, at such rates, without limitation, as may be necessary to make the rental payments required by the Contract. See "SECURITY AND SOURCES OF PAYMENT FOR THE SERIES 1997 BONDS" herein. Interest on the Series 1997 Bonds is payable semiannually on February 1 and August 1 of each year, commencing on February 1, 1998 (for four months). All Series 1997 Bonds bear interest from October 1, 1997. See "INTRODUCTION - Description of the Series 1997 Bonds" herein. The Series 1997 Bonds are subject to mandatory and optional redemption prior to maturity as described herein. See "THE SERIES 1997 BONDS - Redemption" herein. Payment of the principal of and interest on the Series 1997 Bonds when due will be insured by a municipal bond insurance policy to be issued simultaneously with the delivery of the Series 1997 Bonds by [INSERT LOGO] MATURITIES, PRINCIPAL AMOUNTS, INTEREST RATES, AND PRICES OR YIELDS $1,455,000* Serial Bonds Principal Interest Price Principal Interest Price Maturity Amount* Rate or Yield Maturity Amount* Rate or Yield 1998 $90,000 2006 $]25,000 1999 45,000 2007 130,000 2000 45,000 2008 140,000 2001 45,000 2009 140,000 2002 50,000 2010 150,000 2003 50,000 2011 165,000 2004 55,000 2012 170,000 2005 55,000 $795,000* % Term Bonds due February 1, 2016*, Priced at % to Yield % $6,305,000* —% Term Bonds due February 1, 2020*, Priced at % to Yield °h (Plus accrued interest from October 1, 1997) THIS COVER PAGE CONTAINS CERTAIN INFORMATION FOR QUICK REFERENCE ONLY. IT IS NOT A SUMMARY OF THIS ISSUE. INVESTORS MUST READ THE ENTIRE OFFICIAL STATEMENT TO OBTAIN INFORMATION ESSENTIAL TO MAKING AN INFORMED INVESTMENT DECISION. The Series 1997 Bonds are offered when, as, and if issued by the Issuer and accepted by the Underwriter, subject to prior sale and to withdrawal or modification of the offer without notice, and are subject to the approving opinion of Sutherland, Asbill & Brennan, L.L.P., Atlanta, Georgia, Bond Counsel. Certain legal matters will be passed on for the Issuer and the City by their counsel, Cochran, Camp & Snipes, Smyrna, Georgia, and for the Underwriter by its counsel, Kilpatrick Stockton LLP, Atlanta, Georgia. The Series 1997 Bonds in definitive form are expected to be delivered through The Depository Trust Company in New York, New York on or about ,1997. KNOX, WALL Division of Morgan Keegan & Company, Inc. Dated: ,1997 *Preliminary; su ]ect to change. °.`•" Assurance Corporation xL 113 King Street �'� Armonk, NY 10504 A 914 273 4545 City of Smyrna 1306 Bank Street Smyrna, Georgia Im 30081 $7,615, ,,Uowntc Bon , Series 1994 ( "Obligations") EXHIBIT B TAX CERTIFICATE `� �d 1 � ' i Smvrn Development Authority, Georgia, Revenue Ladies d Gentlemen: In co on with the issuance of the above -referenced obligations (the "Obligations" ), Municipal Bond Investors Assurance Corporation (the "Insurer") is issuing a financial guaranty insurance policy (the "Policy") securing the payment of principal and interest on the Obligations. This is to advise you that: 1. The Policy is an unconditional obligation of the Insurer to pay scheduled payments of principal and interest on the Obligations in the event of a fail o so by the City of Smyrna (the "Issuer");� 2 The insurance premium in the unt of $35,000 rep is the charge for a transfer of credit risk and was determined ' arm's length ne ons and is required to be paid as a condition to the issuance of the Po ' 3. No portion of such premium represents an indirect payment of costs related to the issuance of the Obligations other than the transfer of credit risk; 4. The Insurer does not reasonably expect that it will be called upofi to make any payment under the Policy; and 5. To the extent the Insurer is called upon to make any payment under the Policy, the Insurer reasonably expects to pursue all available legal remedies to secure reimbursement for such payment. Dated: December 21,1994 MUNICIPAL BOND INVESTORS ASSURANCE CORPORATION Assistant Secretary October 22, 1997 Mr. Howard Smith City of Smyrna 1306 Bank Street P.O. Box 1226 Smyrna, GA 30081 Dear aiirk Moody's Investors Service 99 Church Street New York, New York 10007 Maria Matesanz Senior Vice President, CRU - Public Finance Group Tel. 212.553.7241 Fax. • 212.553.3790 j �el�` Ze ish to inform you that on October 20, 1997, Moody's Rating Committee assigned a Aa3 ng o the Downtown Smyrna Development Authority (City of Smyrna Lease) Revenue Bonds, Seri 1997. \, �oody's will monitor this rating and reserves the right, in its sole discretion, to revise or withdraw this rating at any time in the future. The rating, as well as any revisions or withdrawals thereof, will be publicly disseminated by. Moody's through normal print and electronic media and in response to oral requests .to Moody's ratings rdesk. Enclosed are a Perspective article on Moody's newly. expanded rating scale for public finance issues and a copy of the Municipal Credit Research report. Should you have any questions regarding the above, please do not hesitate to contact me or the analyst assigned to this transaction, Sean O'Brien at (212) 553-4954. Sincerely, encs. cc: Mr. Ed Wall Knox, Wall Company 3340 Peachtree Rd., N.E. . Atlanta, GA 30326.,. i Ratings Services Steven J. Murphy 25 Broadway Director New York NY 10004-1064 Public Finance Ratings Tel 212 208-1806 t Reference No.: 937788 Standard Poor's A Division of TheMcGraw•HillCompanies October 20, -1997 Honorable A. Max Bacon Chairman Downtown Smyrna Development Authority 1306 Bank Street P.O. Box 1226 Smyrna, GA 30081 Re: $8,555,000 Downtown Smyrna Development Authority, Georgia, Revell lie Refunding and Improvement Bonds, Series 1997, dated: October 1,1997, due: February 1, 1998-2020 Dear Mr. Bacon: Pursuant to your request for a Standard & Poor's ("S&P") rating on the above debt obliga ' ' s, we have reviewed the information furnished to us and, subject to the terms and conditions the , MEMORANDUM OF AGREEMENT on the reverse side hereof, have assigned a rating f `AA-' to the obligations. S&P views the outlook for this rating over the intermediate to longer t as s e. In order to maintain ongoing rating surveillance on the obligations, we must receive annual audits ` ' and budgets and for project revenue bonds; progress reports, at least quarterly, to be sent to: . Standard & Poor's Ratings Services, Secondary Markets' 25 Broadway - Drop Box No. 1, New York, NY 10004-1064 S&P relies on the issuer and its counsel, accountants and other experts for the accuracy and completeness of the information submitted in connection witli the ratirg _In addition, it`should be.:° " understood that the rating is not a "market " rating nor a recommendation to buy, hold or sell these - securities. Please note that the rating, as is the case with all of S&P's municipal ratings, does not address the likelihood that interest payable on the Bonds may be deemed or declared includable in the gross income of Bondholders by the relevant authorities at anytime. In the event that you decide to include this rating in an Official Statement; prospectus or other` offering literature, we request that you include S&P's definition of the rating together with a statement that the rating may be changed, suspended or withdrawn as a result of changes in, or unavailability of, information. We are pleased to have been of service to you. Our bill for the analytical work performed will be sent to you in due course. If you have any questions, please contact us. Very truly yours, ea cc: Mr. Edmund J. Wall Mr. Howard Smith Mr. Kenneth B. Pollock DOWNTOWN SMYRNA DEVELOPMENT AUTHORITY (GA) REVENUE REFUNDING BONDS, SERIES 1997 RATED AA-/Aa3 ......................... Sources and Uses of Funds Delivery Date: 12/ 9/97 Sources of Funds PAR AMOUNT OF BONDS ................... $8,215,000.00 +PREMIUM /-DISCOUNT ................... $323,254.10 BOND PROCEEDS ........................................... 8,538,254.10 ACCRUED INTEREST ........................................ 46,881.97 SINKING FUND ACCRUALS (8/1 -- 12/9)..................... 171,237.33 ------------------- $8,756,373.40 Uses of Funds DEPOSIT TO 1994 ESCROW .................................. 8,133,682.23 UNDERWRITER'S DISCOUNT ..................( 0.650000t)... 53,397.50 BOND COUNSEL ............................( 0.200000%)... 16,430.00 UNDERWRITER'S COUNSEL .................................... 17,500.00 LEGAL OUT-OF-POCKET ..................................... 1,000.00 RATING FEES (MOODY'S AND S+P)........................... 20,000.00 PRINTING OF POS/OS/BONDS................................ 5,000.00 VALIDATION, DTC, CUSIP.................................. 981.70_ PAYING AGENT ............................................ 500.00 ESCROW AGENT ............................................ 1,500.00 .ESCROW VERIFICATION ..................................... 2,000.00 AUDITOR a LOCAL COUNSEL DEPOSIT TO CONSTRUCTION FUND ............................ 45000000 ACCRUED INTEREST ........................................ '16:881:97 CONTINGENCY ............................................. 7,500.00 ------$8,756,373.40 Report prepared by: Knox, Wall & Company Micro -Muni Sizing Date: 10-29-1997 0 15:23:39 Filename: SMYRNAD Key: 1997 DOWNTOWN SMYRNA DEVELOPMENT AUTHORITY (GA) REVENUE REFUNDING BONDS, SERIES 1997 RATED AA-/Aa3 ...................... Bond Production Report ...................... Dated 11/ 1/1997 Delivery 12/ 9/1997 Gross Date Principal Bond Type B/Y Coupon Yield $Price Priced to Call Production -------- -------------- 2/ 1/98 120,000.00 ----------------- Standard 30 ------- 3.7000 --------------- 3.7000 100.000 ------------------- -------------- 120,000.00 2/ 1/99 30,000.00 Standard 68 4.0000 4.0000 100.000 30,000.00 2/ 1/ 0 35,000.00 Standard 146 4.1000 4.1000 100.000 35,000.00 2/ 1/ 1 35,000.00 Standard 260 4.2000 4.2000 100.000 35,000.00 2/ 1/ 2 35,000.00 Standard 409 4.2500 4.2500 100.000 35,000.00 2/ 1/ 3 40,000.00 Standard 619 4.3500 4.3500 100.000 40,000.00 2/ 1/ 4 40,000.00 Standard 869 4.4000 4.4000 100.000 40,000.00 2/ 1/ 5 40,000.00 Standard 1159 4.5000 4.5000 100.000 40,000.00 2/ 1/ 6 110,000.00 Standard 2066 4.5500 4.5500 100.000 110,000.00 2/ 1/ 7 115,000.00 Standard 3130 4.6500 4.6500 100.000 115,000.00 2/ 1/ 8 125,000.00 Standard 4411 4.7000 4.7000 100.000 125,000.00 2/ 1/ 9 125,000.00 Standard 5818 4.8000 4.8000 100.000 125,000.00 2/ 1/10 130,000.00 Standard 7410 4.9000 4.9000 100.000 130,000.00 2/ 1/11 .145,000.00 Standard 9331 5.0000 5.0000 100.000 "�C 145,000.00 2/ 1/12 150,000.00 Standard 11469 5.0500 5.0500 100.000 150,000.00 2/ 1/13 155,000.00 Standard 13833 5.1000 5.1000 10 155,000.00 2/ 1/14 170,000.00 Standard 16595 5.1500 5.1823 99.643 169,393.10 99.643 VA 184,339.55 2/ 1/16 195,000.00 Standard 23345 1.1500 5.1800 ^�.��Q �� 194,303.85 2/ 1/17 1,515,000.00 Standard 52509 5.6000 5.1671 105.216 C 1,594,022.40 2/ 1/18 1,605,000.00 Standard 85010 5.6000 5.179 105.216 1,688,716.80 2/ 1/19 1,695,000.00 Standard 121029. 5.6000 5.190 105.216 1,783,411.20 2/ 1/20 1,420,000.00 Standard 152624 5.6000 5.2001 105.216 1,494,067.20 8,215,000.00 8,538,254.10 Par Amount 81215 000 0 Production 323,254.10 Gross Production 8,538,254.10 103.9349251 Bond Insurance 0.00 0.0000000 Underwriters Discount 0.00 0.0000000 Bid 8,538,254.10 103.9349251 Accrued 46,881.97 Net to Issuer 8,585,136.07 Gross interest Cost 8,400,691.25 -Net Premium 323,254.10 Net Interest Cost 8,077,437.15 N I C 5.2923855 Using 103.9349251 T I C t 5.1487599 From Delivery Date Arbitrage Yield 5.1487599 Bond Years 152,623.750 Average Coupon 5.504183 Average Life 18.578667 Report prepared by: Knox, Wall & Company Micro -Muni Sizing Date: 10-29-1997 a 15:23:57 Filename: SMYRNAD Key: 1997 t DOWNTOWN SMYRNA DEVELOPMENT AUTHORITY (GA) REVENUE REFUNDING BONDS, SERIES 1997 RATED AA:/Aa3' Savings Report V S - - - - - - - - Proposed Debt Service - - - - - - - - Prior W Cumulative Date Principal Coupon Interest Total Debt Service Savings Savings -------- 2/ -------------- 1/98 120,000.00 ---------- -------------- 3.700000 -------------- 111,036.25 -------------- 231,036.25 ----=--------- 240,802.50 -------------- 56,648.22 -114,589.11 8/ 1/98 219,852.50 2/ 1/99 30,000.00 4.000000 219,852.50 469,705.00 481,605.00 11,900.00 , -102,689.11 8/ 1/99 219,252.50 2/ 1/ 0 35,000.00 4.100000 219,252.50 473,505.00 481,605.00 8,100.00 -94,589.11 8/ 1/ 0 218,535.00 2/ l/ 1 35,000.00 4.200000 218,535.00 472,070.00 481,605.00 9,535.00 -85,054.11 - 8/ 1/ 1 217,800.00 2/ 1/ 2 35,000.00 4.250000 217,800.00 470,600.00 481,605.00 11,005.00 -74,049.11 8/ 1/ 2 217,056.25 2/ 1/ 3 40,000.00 4.350000 217,056.25 474,112.50 481,605.00 7,492.50 =66;556.61 8/ 1/ 3 216,186.25 2/ 1/ 4 40,000.00 4.400000 216,186.25 472,372.50 481,605.00 9,232.50 -57,324.11 8/ 1/ 4 215,306.25 2/ 1/ 5 40,000.00 4.500000 215,306.25 470,612.50 481,605.00 10,992.50 -46,331.61 8/ 1/ 5 214,406.25 2/ 1/ 6 110,000.00 4.550000 214,406.25 538,812.50 546,605.00 7,792.50 -38,539.11 8/ 1/ 6 211,903.75 _ 2/ 1/ 7 115,000.00 4.650000 211,903.75 538,807.50 547,250.00 8,442.50 -30,096.61 8/ 1/ 7 209,230.00. 2/ 1/ 8 125,000.00 4.700000 209,230.00 543,466.00 552,560.'00 ': 9,100.00 -20,996.61 8/ 1/ 8 206,292.50 2/ l/ 9 125,000.00 4.800000 206,292.50 537,585.00 547,200.00, 9,615.00 -11,381.61 8/ 1/ 9 203,292.50 2/ 1/10 130,000.00 4.900000 203,292.50 536,585.00 546,840:00 10,255.00 -1,126.61 8/ 1/10 200,107.50 2/ 1/11 145,000.00 5.000000 200,107.50 545,215.00 556,145.00 10,930.00 9,803.39 8/ 1/11 196,482.50 2/ 1/12 150,000.00 5.050000 196,482.50 542,965.00 554,445.00 11,480.00 21,283.39 8/ 1/12 192,695.00 2/ 1/13 155,000.00 5.100000 192,695.00.. 540,390.00 552,410.00 12,020.00 33,303.39 8/ 1/13 188,742.50 2/ 1/14 170,000.00 5.150000 188,742.50 547,485.00 555,040.00 7,555.00 40,858.39 8/ 1/14 184,365.00 2/ 1/15 185,000.00 5.150000 184,365.00 553,730.00 562,000.00 8,270.00 49,128.39 8/ 1/15 179,601.25 2/ 1/16 195,000.00 5.150000 179,601.25 554,202.50 562,955.00 8,752.50 57,880.89 8/ 1/16 174,580.00 2/ 1/17 1,515,000.00 5.600000 174,580.00 1,864,160.00 1,873,240.00 9,080.00 66,960.89 8/ 1/17 132,160.00' _ 2/ 1/18 1,605,000.00 5.600000 132,160.00 1,869,320.00 1,876,550.00 7,230.00 74,196.89 8/ 1/18 87,220.00 2/ 1/19 1,695,000.00 5.600000 87,220.00 1,869,440.00 1,876,695.00 7,255.00 81,445.89 . _ 8/ 1/19 39,760.00 2/ 1/20 1,420,000.00 5.600000 39,760.00 1,499,520.00 1,509,805.00 10,285.00 91,730.89 -------------- 8,215,000.00 -------------- 8,400,691.25 -------------- 16,615,691.25 -------------- 16,831,777.50 -------------- 91,730.89 ACCRUED 46,881.97 46,881.97 .............. 8,215,000.00 .............. 8,353,809.28 16,568,809.28 ....... =_==... 16,831,777.50 .............. .__..:.._..... 91,730.89 Dated 11/ 1/97 with Delivery of 12/ 9/97 Bond Years 152,623.750 Average Coupon 5.504183 Average Life 18.578667 N I C % 5.292385 % Using 103.9349251 T I C $ 5.148760 From Delivery Date\ Arbitrage Yield 5.148760 % N 0 T E Cumulative Savings are Net of the Initial Transfer Amount of 171,237.33 N 0 T E Savings on 2/ 1/98 Include Accrued Interest of 46,881.97 Net Present Value Savings at: 5.1488% Equals 14,941.79 or 0.1819% of Par of the Current Issue or 0.2072% of Par of the Prior Issue N 0 T E : Present Value Savings are Net of the Initial Transfer Amount of 171,237.33 Report prepared by: Knox, Wall & Company DOWNTOWN SMYRNA DEVELOPMENT AUTHORITY (GA) REVENUE BONDS (PHASE II), SERIES 1994 ------------------------------ Candidates Debt Service Report .............................. • Delivery Date: 12/ 9/97. Total Price of Cost of Accrued Total Cost Date Principal Coupon Interest Revenue Securities Securities Interest of Securities ---------- 2/ 1/98 ---------------------------- 182,600.00 -------------- 58,155.73 -------------- -------------- 240,755.73 -------------- 100.000000 -------------- 182,600.00 -------------- 182,600.00 8/ 1/98 42,600.00 198,160.27 240,760.27 100.000000 42,600.00 42,600.00 2/ 1/99 42,600.00 198,160.27 240,760.27 100.000000 42,600.00 42,600.00 8/ 1/99 42,700.00 198,160.27 240,860.27 100.000000 42,700.00 - 42,700.00 2/ 1/ 0 42,600.00 198,160.27 240,760.27 100.000000 42,600.00 42,600.00 8/ 1/ 0 42,700.00 198,160.27 240,860.27 100.000000 42,700.00 42,700.00 1/ 1 42,600.00 198,160.27 240,760.27 100.000000 42,600.00 42,600.00 1/ 1 42,700.00 198,160.27 240,860.27 100.000000 42,700.00 42,700.00 1/ 2 42,600.00 198,160.27 240i760.27 100.000000 42,600.00 42,600.00 1/ 2 42,600.00 198,160.27 240,760.27 100.000000 42,600.00 42,600.00 1/ 3 42,700.00 198,160.27 240,860.27 100.000000 42,700.00 42,700.00 8/ 1/ 3 42,600.00 198,160.27 240,760.27 100.000000 42,600.00 42,600.00 2/ 1/ 4 42,700.00 198,160.27 240,860.27 100.000000 42,700.00 42,700.00 8/ 1/ 4 42,600.00 198,160.27 240,760.27 100.000000 42,600.00 42,600.00 2/ 1/ 5 7,396,800.00 5.358000 198,160.27 7,594,960.27 100.000000 7,396,800.00 7,396,800.00 -------------- 8,133,700.00 .............. -------------- 2,832,399.51 .............. -------------- 10,966,099.51 .............. -------------- -------------- 8,133,700.00 .............. .............. -------------- 8,133,700.00 ....... ._..... ----------- SUMMARY INFORMATION --- -------- Escrow Candidates ......................... Weighted Bond Years 54,961.564 Weighted Average Life 6.757265 Debt Service (Principal + Interest): Bond Years 65,705.156 Average Life 5.991662 Yield 5.1486823555 t Adjusted Yield 5.1486823555 % Yield Limitation Adjusted Yield Yield Tolerance 5.1489871000 5.1486823555 ------------- 0.0003047445 � Report prepared by: Knox, Wall & Company Micro -Muni Refund Date: 10-29-1997 0 14:09:22 Filename: SMYRNAD Key: CBD-1994PART2 DOWNTOWN SMYRNA DEVELOPMENT AUTHORITY (GA) a REVENUE BONDS (PHASE II), SERIES 1994 ............................ Escrow Cash Balancing Report ............................ Delivery Date: 12/ 9/97 Escrow Candidate Purchase Total Cash Date Requirement . Receipts Receipts Receipts Balance ---------- ---------------------------- ---------------------------- -------------- 12/ 9/97 137.99 2/ 1/98 240,802.50 240,755.73 240,755.73 91.22 8/ 1/98 240,802.50 240,760.27 240,760.27 48.99 2/ 1/99 240,802.50 240,760.27 240,760.27 6.76 8/ 1/99 240,802.50 240,860.27 240,860.27 64.53 2/ 1/ 0 240,802.50 240,760.27 240,760.27 22.30 8/ 1/ 0 240,802.50 240,860.27 240,860.27 80.07 2/ 1/ 1 240,802.50 240,760.27 ,240,760.27 37.84 8/ 1/ 1 240,802.50 240,860.27 240,860.27 95.61 2/ 1/ 2 240,802.50 240,760.27 240,760.27 53.38 8/ 1/ 2 240,802.50 240,760.27 240,760.27 11.15 2/ 1/ 3 240,802.50 240,860.27 240,860.27 68.92 8/ 1/ 3 240,802.50 240,760.27 240,760.27 26.69 2/ 1/ 4 240,802.50 240,866.27 240,860.27 84.46 8/ 1/ 4 240,802.50 240,760.27 240,760.27 42.23 2/ 1/ 5 7,595,002.50 7,594,960.27 7,594,960.27 ------------------------------------------ -------------- 10,966,237.50 10,966,099.51 10,966,099.51 .............. .............. .............. .............. Report prepared by: Knox, Wall & Company Micro -Muni Refund Date: 10-29-1997 @ 14:08:58 Filename: SMYRNAD Key: CBD-1994PART2 INTEREST RATE AND YIELD COMPARISON ISSUER/ISSUE Downtown Smyrna Dev. Auth. Revenue Bonds Series 1997 Downtown Marietta Dev. Auth. (Cobb County) Series 1997 Americus -Sumter Cty Hospital Series 1997 Applied Municipal Network Generic Aa/AA Insured Scale TAX STATUS Bank Qualified Bank Qualified Non -Bank Qualified Non -Bank Qualified TYPE OF SALE: Negotiated Negotiated Negotiated Negotiated/Competitive DATE 10/29/97 10/28/97 10/29/97 10/28/97 SIZE $8,215,000 $6,040,000 $20,525,000 N/A UNDERWRITER Knox Wall South Trust SunTrust Capital Markets, Inc. N/A RATING/INSURER Aa/AA- MBIA Aaa/AAA Aaa/AAA MBIA Aa/AA Yield (Under/Over Yield (Under/Over Yield (Under/Over Yield (Under/Over 1996 - - - 1997 - - 1998 3.70 3.50 0.20 3.75 0.05 1999 4.00 3.85 0.15 3.95 0.05 1 3.95 0.05 2000 4.10 4.00 0.10 4.10 0.00 4.05 0.05 2001 4.20 4.10 0.10 4.20 0.00 4.15 0.05 2002 4.25 4.15 0.10 4.30 0.05 4.25 0.00 2003 4.35 4.25 0.10 4.35 0.00 4.35 0.00 2004 4.40 4.35 0.05 4.45 0.05 4.45 0.05 2005 4.50 4.45 0.05 4.55 0.05 4.55 0.05 2006 4.55 4.50 0.05 4.65 0.10 4.60 0.05 2007 4.65 4.55 0.10 4.75 0.10 4.65 0.00 2008 4.70 4.65 0.05 4.80 0.10 4.75 0.05 2009 4.80 4.75 0.05 4.90 0.10 4.85 0.05 2010 4.90 4.85 0.05 5.00 0.10 4.95 0.05 2011 5.00 4.95 0.05 - 5.05 0.05 2012 5.05 5.05 0.00 5.10 0.05 2013 5.10 5.10 0.00 5.15 0.05 2014 5.15 5.35 5.20 2015 5.15 5.25 2016 5.1 5.18 0.00 5.28 0.10 2017 5.18 5.28 2018 5.20 5.38 5.30 2019 5.20 5.30 2020 5.20 1 5.33 0.13 By: Knox Wall Division of Morgan Keegan & Co., Inc. October 29, 1997 --FE IVIU111 :lptil PTO 1 larket ii®i Data C . i ., TkiT:titi!-0CJ '.i.N{iJ%A.:•:X..::.•.LL.W On Tuesday, Treasuries offset two days of incredible volatility in yield where levels'had rallied as much as 29bps in short notes and 21bps in bonds. Munis at their strongest levels of this morning had under -performed Treasuries by 6-8bps this week and were threatening to push their percentage relationships to Treasuries to new highs. But, as Treasuries fell, we saw reluctance of muni longs to totally capitulate. The end result shows our generic AAA scale still up about 3-5bps on the week. we have to admit, this 6.302S level on the Tsy bond is rather pivotal. It has held to this point leaving participants' hopeful that prices can grind higher tomorrow. But, if there is another selling assault on the bond with a slid break above 6.30%, 6.380,/6.400, on the bond will >e the next targets in mind and you will see the scales easily slip 5bps. In :he mean time, underwriters are bringing deals that are not necessarily coming Lt any great concession to the market. This seem apparent on the (Baal) NYC teal where spreads of +45/+50bps to today's AAA adjustments >{Z= seems to be in keeping with the typical +10bp spreads seen off of NY state appropriated paper. Last week (Baal) City U's came at +35/+40bp spreads. E^sletc?srgi1 J d<' a c ` 3tTl l 9 .. nacre 02 "AAA" PRE RE INSURED "AA" "A" "BAA" HOS ELEC HSG 1 1998 3.70 3.80 3.80 3.75 3.85 4.05 3.90 3.90 4.00 2 1999 3.85 3.95 4.00 3.95 4.10 4.20 3 2000 3.95 4.05 4.10 4.05 4.20 4.35 4 2001 4.05 4.15 4.20 4.15 4.30 4.45 5 2002 4.15 4.25 4.30 4.25 4.40 4.60 4.50 4.45 4.55 6 2003 4.25 4.35 4.40 4.35 4.50 4.70 7 2004 4.35 4.40 4.50 4.45 4.60 4.80 8 2005 4.45 4.60 4.55 4.70 4.90 9 2006 4.50 4.65 4.60 4.75 5.00 _ 10 2007 4.55 4.70 4.65 4.80 5.05 5.00 5.00 5.05 11 2008 4.65 4.80 4.75 .4.90 5.15 12 2009 4.75 4.90 4.85 5.00 5.25 13 2010 4.85 5.00 4.95 5.10 5.35 14 2011 4.95 5.10 5.05 5.20 5.40 . 15 2012 5.00 5.15 5.10 5.25 5.45 16 2013 5.05 5.20 5.15 5.30 5.50 17 2014 5.10 5.25 5.20 5.35 5.55 18 2015 5.15 5.28 5.25 5.38 5.60 19 2016 5.18 5.30 5.28 5.40 5.63 20 2017 5.18 5.30 5.28 5.40 5.65 5.53 5.50 5.60 21 2018 5.20 5.33 5.30 5.43 5.65 22 2019 5.20 5.33 5.30 5.43 5.65 23 2020 5.23 5.35 5.33 5.45 5.68 24 2021 5.23 5.35 5.33 5.45 5.68 25 2022 5.23 5.35 5.33 5.45 5.68 26 2023 5.23 5.35 5.33 5.45 5.68 27 2024 5.23 5.35 5.33 5.45 5.68 28 2025 5.25 5.38 5.35 5.50 5.70 29 2026 5.25 5.38 5.35 5.50 5.70 30 2027 5.25 5.38 5.35 5.50 5.70 5.60 5.58 5.70 Bloomberg -all rights reserved. Frankfurt:69-920410 Hong Kong:2-521-3000 London:171-330-7500 New York: 212-318-2000 Princeton:609-279-3000 Singapore:226-3000 Sydney:2-9777-8600 Tokyo:3-3201-8900 Sao Paulo:11-3048-4500 G261-377-14 29-Oct-97 8:00:04 OCT-28-97 TUE 12:26 SOUTHTRUST SECURITIES FAX NO. 8535627 P.01 9S 5C 13 10-28-1997 DOWNTOWN MARIETTA DEV AU GA 9:30 AM REF REV S1997 South Trust Securities Int From: 10/ 1/1997 First Coup: 1/ 1/1998 Del Date: 11/13/1997 Pal' GAS gQi 1st Call Dt Call Maturity Amount Owl,l Bond-Yrs.Coupon Yield Price PTC? or PTC Date Price 01/01/98 66516i 166,250 4.500 3.500 100.125. 01/(11/99 635ALJ 793,750 4.500 3.850 100.709 - y� 1-7 01/00 6554C5 1,473,750 4.500 4.000 101.008 0 '01/01 140140 455,000 4.500 4.100 101.160 1 01/02 145145 616,250 4.500 4.150 101.312 01/01/03- -1591to 787,500 4.500 4.250 101.137 01/01/04 160. 1,000,000 4.500 4.350 100.795 01/01/05 16530 1,196,250 4.500 4.450 100.297 01/01/06 17530 1,443,750 4.500 4.500'100.000 01/01/07 18011� 1,665,000 4.500 4.550 99.624 01/01/08 185 1,896,250 4.600 4.650 99,594 01/01/09 200100 2,250,000 4.700 4.750 99.566 01/01/10 205y0i 2,511,250 .4.800 4.850: 99.539 01/01/11 2151( 2,848,750 4.900 --4.950 .99.515 01/01/12 22524� 3,206,250 5.000 5.050 99.493 01/01/13 -240o 31660,000 5.000 5.100 98.948 01/01/14 2500 4,062,500 5.000 5.150:.98.363 01/01/15 260Z63r 4,485,000. 5.000 5.150 98'.299 01/01/16 275Z,60 5,018,750 5.000 5.180 97.893 01/01/17 2902fio 5,582,500 5.000 5.180, 97.824 01/01/18 , 305 1$0 6,176,250 5.006 01/01/19 3203U6,800,000 -5_000 ------- -- TOTAL 6;040 �58,095,000 4.879 / $` Par Amount = $ Gross Prod = $ Bid = $ Spread = $ Accrued Int= $ Acc :Int/Day= $ Value .05% = $ $Total 6,040,000.00 6,014,611.90 5,979,600.00 35,011.90 33,213.25 790.79 20,083.50 Per $1000 Par Value 995.79657 990. 00 .79� 5.4989 0.1309 3.3251 5.200 97.515 =-5,200 97.447 4.959 O \ \<J% So �� Per $100 0 Par. Valu .s- .5797 9.0000 0.5797 0.5499 0.0131 0.3325 Avg :Life = 9 Years, 7 Months, 13 Days or 9.6184 Years ***x*****Xkx NIC CALCULATION ********************** BID SUMMARY *********** s Total Bond Years: 58,095.00 x Gress Interest Cost: $ 2,834,556.25 * Dollar Bid = $ 5,979,600.00 * Less Premium: $ 0.00 * Discount = $ 60,400.00 * or Plus Discount: $ 60,400.00 * X * Net. Interest Cost: $ 2,994,956.25 * NIC% = 4.983142 *$1 of Spread = 0.0104 TO ITIC x TIC% = 5.006482 tv�Dated Date *.01 of NIC= 0.9618 to Spread(Per 1000) * TIC% = 5.009932 to Delivery Oct-29-97 09:47A ASSET PRESERVATION 404 364-2089 P.01 10/29/97 89:49:29 Via Fax -> 484 364 2%9 HER 6tWDS 10/29/97 10:33 'a404 724 3709 STCY • Page 001 ' ' IZ 002 SUNTRUST CAPITAL MARKETS, INC. LEE EGAN SCALS SHEET `OFFICIAL. PRICING' Ph: (404) 588-8152 Fax (404) 724-3709 Amount: $20,525 Issuer. AMERICUS-SUMTER CO, GA Purpose/Obligator: HOSPITAL AUTWRITY �Ratin s : A2alNR Dated: 10/01/97 Maturity: 12/01 Firza Cpn: 12101/97 Insurance : AMBAC Orders until 1:00 Exl3. Del: 11/19/97 DatoMme of Sale: Wednesday - 10/29t97 NEGOTIATED -